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$ 53.36MFree Cash Flow
VS
Market
60
Sector
47
Industry
53
History
95
$ 34.98Close
$ 27.11 - $ 37.83 52-Week Range
Ticker Information

Ticker

SMBK

Company Name

SMARTFINANCIAL INC

Sector

Financial Services

Industry

Banks - Regional

Exchange

NYSE

SMARTFINANCIAL INC - Free Cash Flow Chart Analysis (TTM)

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SMBK - FCF Historical data
DateCapital ExpenditureFree Cash FlowNet Cash Flow - Operations
6/30/2025$ 4.03M$ 53.36M$ 57.39M
3/31/2025$ 2.95M$ 56.96M$ 59.91M
12/31/2024$ 1.71M$ 50.99M$ 52.7M
9/30/2024$ 2.58M$ 45.14M$ 47.72M
6/30/2024$ 2.47M$ 39.53M$ 42.01M
3/31/2024$ 4.32M$ 31.12M$ 35.44M
12/31/2023$ 5.59M$ 34.13M$ 39.72M
9/30/2023$ 5.18M$ 38.04M$ 43.22M
6/30/2023$ 7.38M$ 42.33M$ 49.72M
3/31/2023$ 12.31M$ 45.14M$ 57.45M
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Key Performance Insights, Last 5 Years

  • SMARTFINANCIAL INC's latest trailing twelve months (TTM) FCF stands at $ 19.76M.
  • Over the past 5 years, SMARTFINANCIAL INC's average FCF has been $ 40.77M.
  • The median FCF for SMARTFINANCIAL INC during this period was $ 41.05M
  • SMARTFINANCIAL INC reached its highest FCF over the past 5 years at $ 56.96M.
  • The lowest FCF recorded by SMARTFINANCIAL INC in the same timeframe $ 19.76M

SMARTFINANCIAL INC's FCF vs. competitors

We picked the following companies as peers based on multiple factors, including sector, industry, market capitalization and revenue

FCF Benchmarks
CompanyFCF
HTBK : HERITAGE COMMERCE CORP $ 43.13MTRST : TRUSTCO BANK CORP N Y $ 49.91MTCBX : THIRD COAST BANCSHARES INC $ 41.32MSMBC : SOUTHERN MISSOURI BANCORP INC $ 75.29MSPFI : SOUTH PLAINS FINANCIAL INC $ 60.77MFMNB : FARMERS NATIONAL BANC CORP $ 54.28MMPB : MID PENN BANCORP INC $ 50.16MNRIM : NORTHRIM BANCORP INC $ 48.23MCAC : CAMDEN NATIONAL CORP $ 28.76MHONE : HARBORONE BANCORP INC $ 45.53M

Definition of Free Cash Flow

[Calculation] Free Cash Flow is a metric that measures the cash that remains after a company pays its operating expenses [OpEx] and capital expenditures [CapEx]. It can be calculated as Net Cash Flow from Operations [NCFO] minus capital expenditures.
CF - Operations - CapEx
(=) FCF
FCF for SMARTFINANCIAL INC is calculated as follows: CF - Operations [ $ 25.97M ] - CapEx [ $ 6.21M ]
(=) FCF [ $ 19.76M ]

SMBK - Free Cash Flow, Last 5 years

$ 19.76M

Minimum

Sep 30, 2020

$ 56.96M

Maximum

Mar 31, 2025

$ 40.77M

Average

$ 41.05M

Median

FCF Benchmark Analysis

The chart above depicts the distribution of FCF for companies in the Total Stock Market. The average FCF of the companies is $ 28.84M with a standard deviation of $ 118.39M.
The following table provides additional summary stats:
FCF in the Market:
filtered constituents3.3K
min$ -358.73M
max$ 390M
average$ 28.84M
median$ 528.76K
std$ 118.39M