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23.38%EBITDA Margin
VS
Market
70
Sector
37
Industry
21
History
8
$ 15.74Close
$ 11.72 - $ 16.24 52-Week Range
Ticker Information

Ticker

BOTJ

Company Name

BANK OF THE JAMES FINANCIAL GROUP INC

Sector

Financial Services

Industry

Banks - Regional

Exchange

NASDAQ

BANK OF THE JAMES FINANCIAL GROUP INC - EBITDA Margin Chart Analysis (TTM)

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BOTJ - EBITDA % Historical data
DateEarnings Before Interest Taxes & Depreciation Amortization (EBITDA)EBITDA MarginRevenues
6/30/2025$ 10.88M23.38%$ 46.53M
3/31/2025$ 10.16M22.53%$ 45.08M
12/31/2024$ 11.86M26.34%$ 45.03M
9/30/2024$ 11.76M26.78%$ 43.92M
6/30/2024$ 11.87M27.34%$ 43.41M
3/31/2024$ 12.35M28.69%$ 43.05M
12/31/2023$ 12.25M28.62%$ 42.79M
9/30/2023$ 13.29M30.67%$ 43.33M
6/30/2023$ 14M31.36%$ 44.66M
3/31/2023$ 13.74M31.17%$ 44.07M
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Key Performance Insights, Last 5 Years

  • BANK OF THE JAMES FINANCIAL GROUP INC's latest trailing twelve months (TTM) EBITDA % stands at 25.21%.
  • Over the past 5 years, BANK OF THE JAMES FINANCIAL GROUP INC's average EBITDA % has been 28.1%.
  • The median EBITDA % for BANK OF THE JAMES FINANCIAL GROUP INC during this period was 28.86%
  • BANK OF THE JAMES FINANCIAL GROUP INC reached its highest EBITDA % over the past 5 years at 31.36%.
  • The lowest EBITDA % recorded by BANK OF THE JAMES FINANCIAL GROUP INC in the same timeframe 22.53%

BANK OF THE JAMES FINANCIAL GROUP INC's EBITDA % vs. competitors

We picked the following companies as peers based on multiple factors, including sector, industry, market capitalization and revenue

EBITDA % Benchmarks
CompanyEBITDA %
BFIN : BANKFINANCIAL CORP -9.29%UBFO : UNITED SECURITY BANCSHARES 38.49%FCAP : FIRST CAPITAL INC 38.14%UNB : UNION BANKSHARES INC 22.82%RMBI : RICHMOND MUTUAL BANCORPORATION INC 27.91%NKSH : NATIONAL BANKSHARES INC 29.88%CBFV : CB FINANCIAL SERVICES INC 31.44%FNWB : FIRST NORTHWEST BANCORP -20.61%BLFY : BLUE FOUNDRY BANCORP -13.19%RVSB : RIVERVIEW BANCORP INC 19.36%

Definition of EBITDA Margin

[Calculation] A company’s [EBITDA] as a percentage of [Revenue]. Measures how much earnings a company produces for each dollar of revenue generated before interest, taxes, depreciation and amortization.
EBITDA / Revenues
(=) EBITDA %
EBITDA % for BANK OF THE JAMES FINANCIAL GROUP INC is calculated as follows: EBITDA [ $ 8.1M ] / Revenues [ $ 32.11M ]
(=) EBITDA % [ 25.21% ]

BOTJ - EBITDA Margin, Last 5 years

22.53%

Minimum

Mar 31, 2025

31.36%

Maximum

Jun 30, 2023

28.1%

Average

28.86%

Median

EBITDA % Benchmark Analysis

The chart above depicts the distribution of EBITDA % for companies in the Total Stock Market. The average EBITDA % of the companies is 16.2% with a standard deviation of 26.73%.
The following table provides additional summary stats:
EBITDA % in the Market:
filtered constituents3.29K
min-74.33%
max97.24%
average16.2%
median14.74%
std26.73%