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18.41%Free Cash Flow Margin
VS
Market
79
Sector
40
Industry
22
History
65
$ 15.74Close
$ 11.72 - $ 16.24 52-Week Range
Ticker Information

Ticker

BOTJ

Company Name

BANK OF THE JAMES FINANCIAL GROUP INC

Sector

Financial Services

Industry

Banks - Regional

Exchange

NASDAQ

BANK OF THE JAMES FINANCIAL GROUP INC - Free Cash Flow Margin Chart Analysis (TTM)

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BOTJ - FCF % Historical data
DateFree Cash FlowFree Cash Flow MarginRevenues
6/30/2025$ 8.57M18.41%$ 46.53M
3/31/2025$ 7.81M17.32%$ 45.08M
12/31/2024$ 5.96M13.23%$ 45.03M
9/30/2024$ 7.84M17.85%$ 43.92M
6/30/2024$ 6.69M15.42%$ 43.41M
3/31/2024$ 1.57M3.66%$ 43.05M
12/31/2023$ 7.92M18.51%$ 42.79M
9/30/2023$ 8.2M18.92%$ 43.33M
6/30/2023$ 9.74M21.82%$ 44.66M
3/31/2023$ 15.83M35.92%$ 44.07M
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Key Performance Insights, Last 5 Years

  • BANK OF THE JAMES FINANCIAL GROUP INC's latest trailing twelve months (TTM) FCF % stands at -0.67%.
  • Over the past 5 years, BANK OF THE JAMES FINANCIAL GROUP INC's average FCF % has been 19.06%.
  • The median FCF % for BANK OF THE JAMES FINANCIAL GROUP INC during this period was 18.46%
  • BANK OF THE JAMES FINANCIAL GROUP INC reached its highest FCF % over the past 5 years at 35.92%.
  • The lowest FCF % recorded by BANK OF THE JAMES FINANCIAL GROUP INC in the same timeframe -0.67%

BANK OF THE JAMES FINANCIAL GROUP INC's FCF % vs. competitors

We picked the following companies as peers based on multiple factors, including sector, industry, market capitalization and revenue

FCF % Benchmarks
CompanyFCF %
BFIN : BANKFINANCIAL CORP 16.03%UBFO : UNITED SECURITY BANCSHARES 45.67%FCAP : FIRST CAPITAL INC 42.23%UNB : UNION BANKSHARES INC 20.9%RMBI : RICHMOND MUTUAL BANCORPORATION INC 36.24%NKSH : NATIONAL BANKSHARES INC 19.66%CBFV : CB FINANCIAL SERVICES INC 22.28%FNWB : FIRST NORTHWEST BANCORP -7.34%BLFY : BLUE FOUNDRY BANCORP -15.17%RVSB : RIVERVIEW BANCORP INC -1.05%

Definition of Free Cash Flow Margin

[Calculation] A company’s Free Cash Flow [FCF] as a percentage of [Revenue]. Measures how much cash a company produces for each dollar of revenue generated.
FCF / Revenues
(=) FCF %
FCF % for BANK OF THE JAMES FINANCIAL GROUP INC is calculated as follows: FCF [ $ -214K ] / Revenues [ $ 32.11M ]
(=) FCF % [ -0.67% ]

BOTJ - Free Cash Flow Margin, Last 5 years

-0.67%

Minimum

Sep 30, 2020

35.92%

Maximum

Mar 31, 2023

19.06%

Average

18.46%

Median

FCF % Benchmark Analysis

The chart above depicts the distribution of FCF % for companies in the Total Stock Market. The average FCF % of the companies is 7.87% with a standard deviation of 19.48%.
The following table provides additional summary stats:
FCF % in the Market:
filtered constituents3.18K
min-58.23%
max68.19%
average7.87%
median7.4%
std19.48%