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15.37%Net Margin
VS
Market
79
Sector
41
Industry
22
History
28
$ 15.74Close
$ 11.72 - $ 16.24 52-Week Range
Ticker Information

Ticker

BOTJ

Company Name

BANK OF THE JAMES FINANCIAL GROUP INC

Sector

Financial Services

Industry

Banks - Regional

Exchange

NASDAQ

BANK OF THE JAMES FINANCIAL GROUP INC - Net Margin Chart Analysis (TTM)

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BOTJ - Net % Historical data
DateNet Income Common StockNet MarginRevenues
6/30/2025$ 7.15M15.37%$ 46.53M
3/31/2025$ 6.6M14.64%$ 45.08M
12/31/2024$ 7.94M17.64%$ 45.03M
9/30/2024$ 8.43M19.2%$ 43.92M
6/30/2024$ 8.52M19.63%$ 43.41M
3/31/2024$ 8.91M20.69%$ 43.05M
12/31/2023$ 8.7M20.34%$ 42.79M
9/30/2023$ 8.55M19.73%$ 43.33M
6/30/2023$ 9.05M20.26%$ 44.66M
3/31/2023$ 8.8M19.98%$ 44.07M
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Key Performance Insights, Last 5 Years

  • BANK OF THE JAMES FINANCIAL GROUP INC's latest trailing twelve months (TTM) Net % stands at 14.92%.
  • Over the past 5 years, BANK OF THE JAMES FINANCIAL GROUP INC's average Net % has been 18.63%.
  • The median Net % for BANK OF THE JAMES FINANCIAL GROUP INC during this period was 19.6%
  • BANK OF THE JAMES FINANCIAL GROUP INC reached its highest Net % over the past 5 years at 20.69%.
  • The lowest Net % recorded by BANK OF THE JAMES FINANCIAL GROUP INC in the same timeframe 14.64%

BANK OF THE JAMES FINANCIAL GROUP INC's Net % vs. competitors

We picked the following companies as peers based on multiple factors, including sector, industry, market capitalization and revenue

Net % Benchmarks
CompanyNet %
BFIN : BANKFINANCIAL CORP 4.27%UBFO : UNITED SECURITY BANCSHARES 24.78%FCAP : FIRST CAPITAL INC 29.48%UNB : UNION BANKSHARES INC 18.84%RMBI : RICHMOND MUTUAL BANCORPORATION INC 21.88%NKSH : NATIONAL BANKSHARES INC 22.65%CBFV : CB FINANCIAL SERVICES INC 22.82%FNWB : FIRST NORTHWEST BANCORP -19.93%BLFY : BLUE FOUNDRY BANCORP -27.13%RVSB : RIVERVIEW BANCORP INC 10.01%

Definition of Net Margin

[Calculation] A company’s Net Income [NetIncCmn] as a percentage of [Revenue]. Measures how much earnings a company produces for each dollar of revenue generated.
Net Inc. Cmn. / Revenues
(=) Net %
Net % for BANK OF THE JAMES FINANCIAL GROUP INC is calculated as follows: Net Inc. Cmn. [ $ 4.79M ] / Revenues [ $ 32.11M ]
(=) Net % [ 14.92% ]

BOTJ - Net Margin, Last 5 years

14.64%

Minimum

Mar 31, 2025

20.69%

Maximum

Mar 31, 2024

18.63%

Average

19.6%

Median

Net % Benchmark Analysis

The chart above depicts the distribution of Net % for companies in the Total Stock Market. The average Net % of the companies is 4.8% with a standard deviation of 19.81%.
The following table provides additional summary stats:
Net % in the Market:
filtered constituents3.19K
min-63.83%
max69.74%
average4.8%
median5.26%
std19.81%