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34.07%EBITDA Margin
VS
Market
80
Sector
56
Industry
47
History
3
$ 41.28Close
$ 38.62 - $ 52.33 52-Week Range
Ticker Information

Ticker

NBTB

Company Name

NBT BANCORP INC

Sector

Financial Services

Industry

Banks - Regional

Exchange

NASDAQ

NBT BANCORP INC - EBITDA Margin Chart Analysis (TTM)

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NBTB - EBITDA % Historical data
DateEarnings Before Interest Taxes & Depreciation Amortization (EBITDA)EBITDA MarginRevenues
6/30/2025$ 201.43M34.07%$ 591.28M
3/31/2025$ 211.1M37.07%$ 569.47M
12/31/2024$ 206.95M37.13%$ 557.34M
9/30/2024$ 201.11M37%$ 543.55M
6/30/2024$ 183.22M35.13%$ 521.53M
3/31/2024$ 177.83M35.04%$ 507.54M
12/31/2023$ 175.73M35.49%$ 495.12M
9/30/2023$ 180.56M36.94%$ 488.78M
6/30/2023$ 198.08M40.14%$ 493.45M
3/31/2023$ 208.21M41.58%$ 500.78M
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Key Performance Insights, Last 5 Years

  • NBT BANCORP INC's latest trailing twelve months (TTM) EBITDA % stands at 36.85%.
  • Over the past 5 years, NBT BANCORP INC's average EBITDA % has been 39.82%.
  • The median EBITDA % for NBT BANCORP INC during this period was 38.77%
  • NBT BANCORP INC reached its highest EBITDA % over the past 5 years at 45.11%.
  • The lowest EBITDA % recorded by NBT BANCORP INC in the same timeframe 34.07%

NBT BANCORP INC's EBITDA % vs. competitors

We picked the following companies as peers based on multiple factors, including sector, industry, market capitalization and revenue

EBITDA % Benchmarks
CompanyEBITDA %
PPBI : PACIFIC PREMIER BANCORP INC 34.62%BANR : BANNER CORP 39.29%FRME : FIRST MERCHANTS CORP 46.53%CUBI : CUSTOMERS BANCORP INC 36.68%EFSC : ENTERPRISE FINANCIAL SERVICES CORP 39.55%OFG : OFG BANCORP 42.03%BUSE : FIRST BUSEY CORP 26.7%SBCF : SEACOAST BANKING CORP OF FLORIDA 35.28%NWBI : NORTHWEST BANCSHARES INC 35.33%BOH : BANK OF HAWAII CORP 38.23%

Definition of EBITDA Margin

[Calculation] A company’s [EBITDA] as a percentage of [Revenue]. Measures how much earnings a company produces for each dollar of revenue generated before interest, taxes, depreciation and amortization.
EBITDA / Revenues
(=) EBITDA %
EBITDA % for NBT BANCORP INC is calculated as follows: EBITDA [ $ 147.16M ] / Revenues [ $ 399.41M ]
(=) EBITDA % [ 36.85% ]

NBTB - EBITDA Margin, Last 5 years

34.07%

Minimum

Jun 30, 2025

45.11%

Maximum

Dec 31, 2021

39.82%

Average

38.77%

Median

EBITDA % Benchmark Analysis

The chart above depicts the distribution of EBITDA % for companies in the Total Stock Market. The average EBITDA % of the companies is 16.22% with a standard deviation of 26.68%.
The following table provides additional summary stats:
EBITDA % in the Market:
filtered constituents3.29K
min-74.33%
max97.24%
average16.22%
median14.72%
std26.68%