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22.55%Net Margin
VS
Market
86
Sector
56
Industry
41
History
23
$ 41.28Close
$ 38.62 - $ 52.33 52-Week Range
Ticker Information

Ticker

NBTB

Company Name

NBT BANCORP INC

Sector

Financial Services

Industry

Banks - Regional

Exchange

NASDAQ

NBT BANCORP INC - Net Margin Chart Analysis (TTM)

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NBTB - Net % Historical data
DateNet Income Common StockNet MarginRevenues
6/30/2025$ 133.36M22.55%$ 591.28M
3/31/2025$ 143.56M25.21%$ 569.47M
12/31/2024$ 140.64M25.23%$ 557.34M
9/30/2024$ 135.08M24.85%$ 543.55M
6/30/2024$ 121.59M23.31%$ 521.53M
3/31/2024$ 118.95M23.44%$ 507.54M
12/31/2023$ 118.78M23.99%$ 495.12M
9/30/2023$ 124.46M25.46%$ 488.78M
6/30/2023$ 138.82M28.13%$ 493.45M
3/31/2023$ 146.53M29.26%$ 500.78M
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Key Performance Insights, Last 5 Years

  • NBT BANCORP INC's latest trailing twelve months (TTM) Net % stands at 24.83%.
  • Over the past 5 years, NBT BANCORP INC's average Net % has been 27.49%.
  • The median Net % for NBT BANCORP INC during this period was 26.8%
  • NBT BANCORP INC reached its highest Net % over the past 5 years at 31.79%.
  • The lowest Net % recorded by NBT BANCORP INC in the same timeframe 22.55%

NBT BANCORP INC's Net % vs. competitors

We picked the following companies as peers based on multiple factors, including sector, industry, market capitalization and revenue

Net % Benchmarks
CompanyNet %
PPBI : PACIFIC PREMIER BANCORP INC 23.4%BANR : BANNER CORP 29.19%FRME : FIRST MERCHANTS CORP 35.04%CUBI : CUSTOMERS BANCORP INC 22.06%EFSC : ENTERPRISE FINANCIAL SERVICES CORP 30.23%OFG : OFG BANCORP 31.43%BUSE : FIRST BUSEY CORP 15.2%SBCF : SEACOAST BANKING CORP OF FLORIDA 26.12%NWBI : NORTHWEST BANCSHARES INC 25.54%BOH : BANK OF HAWAII CORP 23.12%

Definition of Net Margin

[Calculation] A company’s Net Income [NetIncCmn] as a percentage of [Revenue]. Measures how much earnings a company produces for each dollar of revenue generated.
Net Inc. Cmn. / Revenues
(=) Net %
Net % for NBT BANCORP INC is calculated as follows: Net Inc. Cmn. [ $ 99.15M ] / Revenues [ $ 399.41M ]
(=) Net % [ 24.83% ]

NBTB - Net Margin, Last 5 years

22.55%

Minimum

Jun 30, 2025

31.79%

Maximum

Dec 31, 2021

27.49%

Average

26.8%

Median

Net % Benchmark Analysis

The chart above depicts the distribution of Net % for companies in the Total Stock Market. The average Net % of the companies is 4.8% with a standard deviation of 19.81%.
The following table provides additional summary stats:
Net % in the Market:
filtered constituents3.19K
min-63.83%
max69.74%
average4.8%
median5.25%
std19.81%