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1.83%Return on Invested Capital
VS
Market
51
Sector
23
Industry
16
History
15
$ 15.77Close
$ 13.5 - $ 16.5 52-Week Range
Ticker Information

Ticker

PROV

Company Name

PROVIDENT FINANCIAL HOLDINGS INC

Sector

Financial Services

Industry

Banks - Regional

Exchange

NASDAQ

PROVIDENT FINANCIAL HOLDINGS INC - Return on Invested Capital Chart Analysis (TTM)

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PROV - ROIC Historical data
DateInvested CapitalNet Income Common StockReturn on Invested Capital
6/30/2025$ 341.62M$ 6.25M1.83%
3/31/2025$ 344.45M$ 6.58M1.91%
12/31/2024$ 374.13M$ 6.22M1.66%
9/30/2024$ 379.11M$ 7.49M1.98%
6/30/2024$ 368.44M$ 7.35M2%
3/31/2024$ 364.51M$ 7.21M1.98%
12/31/2023$ 372.16M$ 8.03M2.16%
9/30/2023$ 364.21M$ 8.26M2.27%
6/30/2023$ 364.7M$ 8.59M2.36%
3/31/2023$ 334.42M$ 9.25M2.77%
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Key Performance Insights, Last 5 Years

  • PROVIDENT FINANCIAL HOLDINGS INC's latest trailing twelve months (TTM) ROIC stands at 2.54%.
  • Over the past 5 years, PROVIDENT FINANCIAL HOLDINGS INC's average ROIC has been 2.78%.
  • The median ROIC for PROVIDENT FINANCIAL HOLDINGS INC during this period was 2.4%
  • PROVIDENT FINANCIAL HOLDINGS INC reached its highest ROIC over the past 5 years at 4.8%.
  • The lowest ROIC recorded by PROVIDENT FINANCIAL HOLDINGS INC in the same timeframe 1.66%

PROVIDENT FINANCIAL HOLDINGS INC's ROIC vs. competitors

We picked the following companies as peers based on multiple factors, including sector, industry, market capitalization and revenue

ROIC Benchmarks
CompanyROIC
PBHC : PATHFINDER BANCORP INC 0.84%MGYR : MAGYAR BANCORP INC 6.42%SFBC : SOUND FINANCIAL BANCORP INC 4.26%AUBN : AUBURN NATIONAL BANCORPORATION INC 7.73%RVSB : RIVERVIEW BANCORP INC 1.75%LSBK : LAKE SHORE BANCORP INC 5.9%FCAP : FIRST CAPITAL INC 10.69%FUSB : FIRST US BANCSHARES INC 3.97%AFBI : AFFINITY BANCSHARES INC 3.96%SRBK : SR BANCORP INC 2.18%

Definition of Return on Invested Capital

[Calculation] Return on Invested Capital (ROIC) measures how well a company allocates its invested capital to profitable projects and/or investments. It is calculated as net income [NetIncCmn] divided by invested capital [InvCapital].
Net Inc. Cmn. / Inv. Capital
(=) ROIC
ROIC for PROVIDENT FINANCIAL HOLDINGS INC is calculated as follows: Net Inc. Cmn. [ $ 6.61M ] / Inv. Capital [ $ 260.69M ]
(=) ROIC [ 2.54% ]

PROV - Return on Invested Capital, Last 5 years

1.66%

Minimum

Dec 31, 2024

4.8%

Maximum

Mar 31, 2022

2.78%

Average

2.4%

Median

ROIC Benchmark Analysis

The chart above depicts the distribution of ROIC for companies in the Total Stock Market. The average ROIC of the companies is 0.69% with a standard deviation of 15.2%.
The following table provides additional summary stats:
ROIC in the Market:
filtered constituents3.36K
min-46.36%
max48.66%
average0.69%
median3.38%
std15.2%