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0.5%Return on Assets
VS
Market
49
Sector
25
Industry
23
History
30
$ 15.77Close
$ 13.5 - $ 16.5 52-Week Range
Ticker Information

Ticker

PROV

Company Name

PROVIDENT FINANCIAL HOLDINGS INC

Sector

Financial Services

Industry

Banks - Regional

Exchange

NASDAQ

PROVIDENT FINANCIAL HOLDINGS INC - Return on Assets Chart Analysis (TTM)

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PROV - ROA Historical data
DateTotal AssetsNet Income Common StockReturn on Assets
6/30/2025$ 1.25B$ 6.25M0.5%
3/31/2025$ 1.26B$ 6.58M0.52%
12/31/2024$ 1.25B$ 6.22M0.5%
9/30/2024$ 1.26B$ 7.49M0.6%
6/30/2024$ 1.27B$ 7.35M0.58%
3/31/2024$ 1.29B$ 7.21M0.56%
12/31/2023$ 1.3B$ 8.03M0.62%
9/30/2023$ 1.31B$ 8.26M0.63%
6/30/2023$ 1.33B$ 8.59M0.64%
3/31/2023$ 1.34B$ 9.25M0.69%
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Key Performance Insights, Last 5 Years

  • PROVIDENT FINANCIAL HOLDINGS INC's latest trailing twelve months (TTM) ROA stands at 0.56%.
  • Over the past 5 years, PROVIDENT FINANCIAL HOLDINGS INC's average ROA has been 0.63%.
  • The median ROA for PROVIDENT FINANCIAL HOLDINGS INC during this period was 0.62%
  • PROVIDENT FINANCIAL HOLDINGS INC reached its highest ROA over the past 5 years at 0.84%.
  • The lowest ROA recorded by PROVIDENT FINANCIAL HOLDINGS INC in the same timeframe 0.46%

PROVIDENT FINANCIAL HOLDINGS INC's ROA vs. competitors

We picked the following companies as peers based on multiple factors, including sector, industry, market capitalization and revenue

ROA Benchmarks
CompanyROA
PBHC : PATHFINDER BANCORP INC 0.15%MGYR : MAGYAR BANCORP INC 0.99%SFBC : SOUND FINANCIAL BANCORP INC 0.59%AUBN : AUBURN NATIONAL BANCORPORATION INC 0.65%RVSB : RIVERVIEW BANCORP INC 0.34%LSBK : LAKE SHORE BANCORP INC 0.79%FCAP : FIRST CAPITAL INC 1.06%FUSB : FIRST US BANCSHARES INC 0.51%AFBI : AFFINITY BANCSHARES INC 0.76%SRBK : SR BANCORP INC 0.47%

Definition of Return on Assets

[Calculation] Return on Assets (ROA) measures net income [NetIncCmn] as percentage of total [Assets]. A high ROA shows an effective allocation of capital by the company.
Net Inc. Cmn. / Assets
(=) ROA
ROA for PROVIDENT FINANCIAL HOLDINGS INC is calculated as follows: Net Inc. Cmn. [ $ 6.61M ] / Assets [ $ 1.18B ]
(=) ROA [ 0.56% ]

PROV - Return on Assets, Last 5 years

0.46%

Minimum

Dec 31, 2020

0.84%

Maximum

Mar 31, 2022

0.63%

Average

0.62%

Median

ROA Benchmark Analysis

The chart above depicts the distribution of ROA for companies in the Total Stock Market. The average ROA of the companies is 0.14% with a standard deviation of 10.58%.
The following table provides additional summary stats:
ROA in the Market:
filtered constituents3.44K
min-33.35%
max33.98%
average0.14%
median1.53%
std10.58%