logo
Select company
Select metric
34.37%Gross Profits to Assets
VS
Market
76
Sector
92
Industry
83
History
50
$ 48.58Close
$ 34.8 - $ 88.77 52-Week Range
Ticker Information

Ticker

UPST

Company Name

UPSTART HOLDINGS INC

Sector

Financial Services

Industry

Credit Services

Exchange

NASDAQ

UPSTART HOLDINGS INC - Gross Profits to Assets Chart Analysis (TTM)

From
Zoom
1Y
3Y
5Y
10Y

UPST - GPA Historical data
DateTotal AssetsGross ProfitGross Profits to Assets
6/30/2025$ 2.48B$ 851.77M34.37%
3/31/2025$ 2.3B$ 722.11M31.45%
12/31/2024$ 2.37B$ 636.53M26.89%
9/30/2024$ 1.81B$ 557.88M30.84%
6/30/2024$ 1.82B$ 530.29M29.13%
3/31/2024$ 1.93B$ 538.43M27.93%
12/31/2023$ 2.02B$ 513.56M25.46%
9/30/2023$ 2B$ 520.16M25.99%
6/30/2023$ 1.76B$ 542.84M30.78%
3/31/2023$ 1.82B$ 635.24M34.87%
Previous (option currently disabled)
1 (current)
Next (option currently disabled)

Key Performance Insights, Last 5 Years

  • UPSTART HOLDINGS INC's latest trailing twelve months (TTM) GPA stands at 0%.
  • Over the past 5 years, UPSTART HOLDINGS INC's average GPA has been 37.43%.
  • The median GPA for UPSTART HOLDINGS INC during this period was 34.37%
  • UPSTART HOLDINGS INC reached its highest GPA over the past 5 years at 55.9%.
  • The lowest GPA recorded by UPSTART HOLDINGS INC in the same timeframe 25.46%

UPSTART HOLDINGS INC's GPA vs. competitors

We picked the following companies as peers based on multiple factors, including sector, industry, market capitalization and revenue

GPA Benchmarks
CompanyGPA
SLM : SLM CORP 4.08%MKTX : MARKETAXESS HOLDINGS INC 42.39%LC : LENDINGCLUB CORP 8.22%HLNE : HAMILTON LANE INC 38.41%MARA : MARA HOLDINGS INC 0.88%NAVI : NAVIENT CORP 1.55%GBCI : GLACIER BANCORP INC 2.95%HOMB : HOME BANCSHARES INC 4.4%AUB : ATLANTIC UNION BANKSHARES CORP 2.44%IBOC : INTERNATIONAL BANCSHARES CORP 4.91%

Definition of Gross Profits to Assets

[Calculation] Gross Profits to Assets (GPA) measures how effective a company leverages its assets to generate gross profits. It is calculated as gross profits [GP] divided by [Assets].
GP / Assets
(=) GPA
GPA for UPSTART HOLDINGS INC is calculated as follows: GP [ $ 0 ] / Assets [ $ 309.8M ]
(=) GPA [ 0% ]

UPST - Gross Profits to Assets, Last 5 years

25.46%

Minimum

Dec 31, 2023

55.9%

Maximum

Jun 30, 2022

37.43%

Average

34.37%

Median

GPA Benchmark Analysis

The chart above depicts the distribution of GPA for companies in the Total Stock Market. The average GPA of the companies is 20.16% with a standard deviation of 19.94%.
The following table provides additional summary stats:
GPA in the Market:
filtered constituents4.13K
min-50.32%
max84.08%
average20.16%
median15.34%
std19.94%