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-9.59%Free Cash Flow Margin
VS
Market
Sector
Industry
History
$ 51.81Close
$ 34.8 - $ 88.77 52-Week Range
Ticker Information
Ticker
UPSTCompany Name
UPSTART HOLDINGS INCSector
Financial ServicesIndustry
Credit ServicesExchange
NASDAQUPSTART HOLDINGS INC - Free Cash Flow Margin Chart Analysis (TTM)
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UPST - FCF % Historical data
| Date | Free Cash Flow | Free Cash Flow Margin | Revenues |
|---|---|---|---|
| 6/30/2025 | $ -81.67M | -9.59% | $ 851.77M |
| 3/31/2025 | $ 105.82M | 14.65% | $ 722.11M |
| 12/31/2024 | $ 176.34M | 27.7% | $ 636.53M |
| 9/30/2024 | $ 145.31M | 26.05% | $ 557.88M |
| 6/30/2024 | $ -137.92M | -26.01% | $ 530.29M |
| 3/31/2024 | $ -40.52M | -7.53% | $ 538.43M |
| 12/31/2023 | $ -172.58M | -33.6% | $ 513.56M |
| 9/30/2023 | $ -285.06M | -54.8% | $ 520.16M |
| 6/30/2023 | $ -285.57M | -52.61% | $ 542.84M |
| 3/31/2023 | $ -506.7M | -79.77% | $ 635.24M |
Key Performance Insights, Last 5 Years
- UPSTART HOLDINGS INC's latest trailing twelve months (TTM) FCF % stands at 4.32%.
- Over the past 5 years, UPSTART HOLDINGS INC's average FCF % has been -18.15%.
- The median FCF % for UPSTART HOLDINGS INC during this period was -15.55%
- UPSTART HOLDINGS INC reached its highest FCF % over the past 5 years at 37.63%.
- The lowest FCF % recorded by UPSTART HOLDINGS INC in the same timeframe -82.81%
UPSTART HOLDINGS INC's FCF % vs. competitors
We picked the following companies as peers based on multiple factors, including sector, industry, market capitalization and revenue
FCF % Benchmarks
Similar metrics to Revenues:
- Net Margin - [Calculation] A company’s Net Income [NetIncCmn] as a percentage of [Revenue]. Measures how much earnings a company produces for each dollar of revenue generated.
- EBIT Margin - [Calculation] A company’s [EBIT] as a percentage of [Revenue]. Measures how much earnings a company produces for each dollar of revenue generated before interest and taxes.
- Revenues - [Income Statement] The sum of revenue generated from all sold goods and rendered services.
- Free Cash Flow - [Calculation] Free Cash Flow is a metric that measures the cash that remains after a company pays its operating expenses [OpEx] and capital expenditures [CapEx]. It can be calculated as Net Cash Flow from Operations [NCFO] minus capital expenditures.
- EBITDA Margin - [Calculation] A company’s [EBITDA] as a percentage of [Revenue]. Measures how much earnings a company produces for each dollar of revenue generated before interest, taxes, depreciation and amortization.
Definition of Free Cash Flow Margin
[Calculation] A company’s Free Cash Flow [FCF] as a percentage of [Revenue]. Measures how much cash a company produces for each dollar of revenue generated.FCF / Revenues
(=) FCF % FCF % for UPSTART HOLDINGS INC is calculated as follows: FCF [ $ 10.09M ] / Revenues [ $ 233.42M ]
(=) FCF % [ 4.32% ] UPST - Free Cash Flow Margin, Last 5 years
-82.81%
Minimum
Dec 31, 2022
37.63%
Maximum
Sep 30, 2021
-18.15%
Average
-15.55%
Median
FCF % Benchmark AnalysisMarket
The chart above depicts the distribution of FCF % for companies in the Total Stock Market. The average FCF % of the companies is 7.85% with a standard deviation of 19.46%.
The following table provides additional summary stats:
FCF % in the Market:
| filtered constituents | 3.18K |
|---|---|
| min | -58.23% |
| max | 68.19% |
| average | 7.85% |
| median | 7.4% |
| std | 19.46% |