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4.63%Cash Return on Invested Capital
VS
Market
55
Sector
35
Industry
31
History
38
$ 36.46Close
$ 25.9 - $ 41.61 52-Week Range
Ticker Information

Ticker

FUNC

Company Name

FIRST UNITED CORP

Sector

Financial Services

Industry

Banks - Regional

Exchange

NASDAQ

FIRST UNITED CORP - Cash Return on Invested Capital Chart Analysis (TTM)

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FUNC - CROIC Historical data
DateCash Return on Invested CapitalFree Cash FlowInvested Capital
6/30/20254.63%$ 16.87M$ 364.26M
3/31/20257.12%$ 23.21M$ 326.27M
12/31/20245.55%$ 20.36M$ 367.02M
9/30/20244.87%$ 16.87M$ 346.46M
6/30/20248.34%$ 24.94M$ 299.08M
3/31/20247.01%$ 22.26M$ 317.39M
12/31/20236.92%$ 22.13M$ 319.78M
9/30/20237.37%$ 23.71M$ 321.6M
6/30/20237.15%$ 22.77M$ 318.61M
3/31/20237.43%$ 23.67M$ 318.36M
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Key Performance Insights, Last 5 Years

  • FIRST UNITED CORP's latest trailing twelve months (TTM) CROIC stands at 5.45%.
  • Over the past 5 years, FIRST UNITED CORP's average CROIC has been 7.02%.
  • The median CROIC for FIRST UNITED CORP during this period was 7.06%
  • FIRST UNITED CORP reached its highest CROIC over the past 5 years at 9.89%.
  • The lowest CROIC recorded by FIRST UNITED CORP in the same timeframe 4.63%

FIRST UNITED CORP's CROIC vs. competitors

We picked the following companies as peers based on multiple factors, including sector, industry, market capitalization and revenue

CROIC Benchmarks
CompanyCROIC
CHMG : CHEMUNG FINANCIAL CORP 8.86%OVLY : OAK VALLEY BANCORP 12.34%FDBC : FIDELITY D & D BANCORP INC 13.88%WNEB : WESTERN NEW ENGLAND BANCORP INC 3.78%TSBK : TIMBERLAND BANCORP INC 9.09%MCHB : MECHANICS BANCORP -2.57%ISBA : ISABELLA BANK CORP 7.14%LCNB : LCNB CORP 15.41%MBCN : MIDDLEFIELD BANC CORP 6.33%FINW : FINWISE BANCORP -30.42%

Definition of Cash Return on Invested Capital

[Calculation] Cash Return on Invested Capital (CROIC) measures how well a company uses its invested capital to produce cash. It is calculated as Free Cash Flow [FCF] divided by invested capital [InvCapital].
FCF / Inv. Capital
(=) CROIC
CROIC for FIRST UNITED CORP is calculated as follows: FCF [ $ 15.63M ] / Inv. Capital [ $ 286.77M ]
(=) CROIC [ 5.45% ]

FUNC - Cash Return on Invested Capital, Last 5 years

4.63%

Minimum

Jun 30, 2025

9.89%

Maximum

Sep 30, 2022

7.02%

Average

7.06%

Median

CROIC Benchmark Analysis

The chart above depicts the distribution of CROIC for companies in the Total Stock Market. The average CROIC of the companies is 2.85% with a standard deviation of 15.01%.
The following table provides additional summary stats:
CROIC in the Market:
filtered constituents3.46K
min-43.73%
max49.57%
average2.85%
median5.02%
std15.01%