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13.75Enterprise Value over Free Cash Flow
VS
Market
71
Sector
41
Industry
37
History
68
$ 19.53Close
$ 18.07 - $ 22.36 52-Week Range
Ticker Information

Ticker

CZNC

Company Name

CITIZENS & NORTHERN CORP

Sector

Financial Services

Industry

Banks - Regional

Exchange

NASDAQ

CITIZENS & NORTHERN CORP - Enterprise Value over Free Cash Flow Chart Analysis (TTM)

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CZNC - EV/FCF Historical data
DateEnterprise ValueEnterprise Value over Free Cash FlowFree Cash Flow
6/30/2025$ 374.61M13.75$ 27.24M
3/31/2025$ 375.98M13.83$ 27.18M
12/31/2024$ 397.16M12.76$ 31.13M
9/30/2024$ 359.05M13.67$ 26.27M
6/30/2024$ 416.04M15.16$ 27.45M
3/31/2024$ 464.65M17.21$ 27M
12/31/2023$ 425.53M13.6$ 31.28M
9/30/2023$ 427.27M13.28$ 32.18M
6/30/2023$ 454.78M12.55$ 36.25M
3/31/2023$ 457.34M12.73$ 35.93M
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Key Performance Insights, Last 5 Years

  • CITIZENS & NORTHERN CORP's latest trailing twelve months (TTM) EV/FCF stands at 15.42.
  • Over the past 5 years, CITIZENS & NORTHERN CORP's average EV/FCF has been 13.17.
  • The median EV/FCF for CITIZENS & NORTHERN CORP during this period was 13.44
  • CITIZENS & NORTHERN CORP reached its highest EV/FCF over the past 5 years at 17.21.
  • The lowest EV/FCF recorded by CITIZENS & NORTHERN CORP in the same timeframe 8.48

CITIZENS & NORTHERN CORP's EV/FCF vs. competitors

We picked the following companies as peers based on multiple factors, including sector, industry, market capitalization and revenue

EV/FCF Benchmarks
CompanyEV/FCF
NECB : NORTHEAST COMMUNITY BANCORP INC 7.45PCB : PCB BANCORP 4.66OBT : ORANGE COUNTY BANCORP INC 8.2RBB : RBB BANCORP 6.62CBAN : COLONY BANKCORP INC 8.31CZFS : CITIZENS FINANCIAL SERVICES INC 16.54BCML : BAYCOM CORP 3.01FMAO : FARMERS & MERCHANTS BANCORP INC 15.99SFST : SOUTHERN FIRST BANCSHARES INC 7.75FRST : PRIMIS FINANCIAL CORP -

Definition of Enterprise Value over Free Cash Flow

[Calculation] Measures a company’s Enterprise Value [EV] in relation to its Free Cash Flow [FCF].
EV / FCF
(=) EV/FCF
EV/FCF for CITIZENS & NORTHERN CORP is calculated as follows: EV [ $ 257M ] / FCF [ $ 16.66M ]
(=) EV/FCF [ 15.42 ]

CZNC - Enterprise Value over Free Cash Flow, Last 5 years

8.48

Minimum

Jun 30, 2021

17.21

Maximum

Mar 31, 2024

13.17

Average

13.44

Median

EV/FCF Benchmark Analysis

The chart above depicts the distribution of EV/FCF for companies in the Total Stock Market. The average EV/FCF of the companies is 23.48 with a standard deviation of 16.2.
The following table provides additional summary stats:
EV/FCF in the Market:
filtered constituents2.2K
min0.05
max78.23
average23.48
median19.12
std16.2