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0.91%Return on Assets
VS
Market
53
Sector
43
Industry
52
History
43
$ 65.43Close
$ 56.01 - $ 86.7 52-Week Range
Ticker Information

Ticker

CFFI

Company Name

C & F FINANCIAL CORP

Sector

Financial Services

Industry

Banks - Regional

Exchange

NASDAQ

C & F FINANCIAL CORP - Return on Assets Chart Analysis (TTM)

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CFFI - ROA Historical data
DateTotal AssetsNet Income Common StockReturn on Assets
6/30/2025$ 2.69B$ 24.48M0.91%
3/31/2025$ 2.61B$ 21.8M0.83%
12/31/2024$ 2.56B$ 19.83M0.77%
9/30/2024$ 2.55B$ 18.86M0.74%
6/30/2024$ 2.49B$ 19.27M0.77%
3/31/2024$ 2.47B$ 20.56M0.83%
12/31/2023$ 2.44B$ 23.6M0.97%
9/30/2023$ 2.42B$ 28.84M1.19%
6/30/2023$ 2.42B$ 29.54M1.22%
3/31/2023$ 2.44B$ 29.97M1.23%
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Key Performance Insights, Last 5 Years

  • C & F FINANCIAL CORP's latest trailing twelve months (TTM) ROA stands at 0.89%.
  • Over the past 5 years, C & F FINANCIAL CORP's average ROA has been 1.06%.
  • The median ROA for C & F FINANCIAL CORP during this period was 1.09%
  • C & F FINANCIAL CORP reached its highest ROA over the past 5 years at 1.39%.
  • The lowest ROA recorded by C & F FINANCIAL CORP in the same timeframe 0.74%

C & F FINANCIAL CORP's ROA vs. competitors

We picked the following companies as peers based on multiple factors, including sector, industry, market capitalization and revenue

ROA Benchmarks
CompanyROA
LNKB : LINKBANCORP INC 1.3%INBK : FIRST INTERNET BANCORP 0.25%ISTR : INVESTAR HOLDING CORP 0.81%MYFW : FIRST WESTERN FINANCIAL INC 0.38%WSBF : WATERSTONE FINANCIAL INC 0.92%LCNB : LCNB CORP 0.92%FRST : PRIMIS FINANCIAL CORP 0.08%CBAN : COLONY BANKCORP INC 0.89%MRBK : MERIDIAN CORP 0.73%CZFS : CITIZENS FINANCIAL SERVICES INC 1.07%

Definition of Return on Assets

[Calculation] Return on Assets (ROA) measures net income [NetIncCmn] as percentage of total [Assets]. A high ROA shows an effective allocation of capital by the company.
Net Inc. Cmn. / Assets
(=) ROA
ROA for C & F FINANCIAL CORP is calculated as follows: Net Inc. Cmn. [ $ 18.48M ] / Assets [ $ 2.08B ]
(=) ROA [ 0.89% ]

CFFI - Return on Assets, Last 5 years

0.74%

Minimum

Sep 30, 2024

1.39%

Maximum

Sep 30, 2021

1.06%

Average

1.09%

Median

ROA Benchmark Analysis

The chart above depicts the distribution of ROA for companies in the Total Stock Market. The average ROA of the companies is 0.12% with a standard deviation of 10.61%.
The following table provides additional summary stats:
ROA in the Market:
filtered constituents3.44K
min-33.4%
max33.98%
average0.12%
median1.53%
std10.61%