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0.92%Return on Assets
VS
Market
Sector
Industry
History
$ 8.95Close
$ 7.56 - $ 10.31 52-Week Range
Ticker Information
Ticker
UBFOCompany Name
UNITED SECURITY BANCSHARESSector
Financial ServicesIndustry
Banks - RegionalExchange
NASDAQUNITED SECURITY BANCSHARES - Return on Assets Chart Analysis (TTM)
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UBFO - ROA Historical data
| Date | Total Assets | Net Income Common Stock | Return on Assets |
|---|---|---|---|
| 6/30/2025 | $ 1.21B | $ 11.18M | 0.92% |
| 3/31/2025 | $ 1.19B | $ 13.3M | 1.12% |
| 12/31/2024 | $ 1.21B | $ 14.78M | 1.22% |
| 9/30/2024 | $ 1.26B | $ 17.69M | 1.41% |
| 6/30/2024 | $ 1.22B | $ 17.71M | 1.45% |
| 3/31/2024 | $ 1.21B | $ 17.83M | 1.48% |
| 12/31/2023 | $ 1.21B | $ 19.8M | 1.63% |
| 9/30/2023 | $ 1.27B | $ 19.74M | 1.55% |
| 6/30/2023 | $ 1.29B | $ 20.35M | 1.58% |
| 3/31/2023 | $ 1.26B | $ 19.37M | 1.54% |
Key Performance Insights, Last 5 Years
- UNITED SECURITY BANCSHARES's latest trailing twelve months (TTM) ROA stands at 0.88%.
- Over the past 5 years, UNITED SECURITY BANCSHARES's average ROA has been 1.11%.
- The median ROA for UNITED SECURITY BANCSHARES during this period was 1.06%
- UNITED SECURITY BANCSHARES reached its highest ROA over the past 5 years at 1.63%.
- The lowest ROA recorded by UNITED SECURITY BANCSHARES in the same timeframe 0.64%
UNITED SECURITY BANCSHARES's ROA vs. competitors
We picked the following companies as peers based on multiple factors, including sector, industry, market capitalization and revenue
ROA Benchmarks
Similar metrics to ROA:
- Net Income Common Stock - [Income Statement] The company's Net Income (loss) [NetInc] less the sum paid on dividends of preferred shares [PrefDivIS].
- Return on Equity - [Calculation] Return on Equity (ROE) measures net income [NetIncCmn] as percentage of [Equity]. A high ROE shows an effective use of investor capital, but it doesn't consider any risks related to financial leverage [Debt].
- Return on Invested Capital - [Calculation] Return on Invested Capital (ROIC) measures how well a company allocates its invested capital to profitable projects and/or investments. It is calculated as net income [NetIncCmn] divided by invested capital [InvCapital].
- Total Assets - [Balance Sheet] An asset represents anything that has current and/or future economic value to a company. This includes Cash [CashnEq], [Investments], [Intangibles], [Receivables] and more.
- Net Margin - [Calculation] A company’s Net Income [NetIncCmn] as a percentage of [Revenue]. Measures how much earnings a company produces for each dollar of revenue generated.
Definition of Return on Assets
[Calculation] Return on Assets (ROA) measures net income [NetIncCmn] as percentage of total [Assets]. A high ROA shows an effective allocation of capital by the company.Net Inc. Cmn. / Assets
(=) ROA ROA for UNITED SECURITY BANCSHARES is calculated as follows: Net Inc. Cmn. [ $ 9.93M ] / Assets [ $ 1.13B ]
(=) ROA [ 0.88% ] UBFO - Return on Assets, Last 5 years
0.64%
Minimum
Mar 31, 2021
1.63%
Maximum
Dec 31, 2023
1.11%
Average
1.06%
Median
ROA Benchmark AnalysisMarket
The chart above depicts the distribution of ROA for companies in the Total Stock Market. The average ROA of the companies is 0.14% with a standard deviation of 10.58%.
The following table provides additional summary stats:
ROA in the Market:
| filtered constituents | 3.44K |
|---|---|
| min | -33.35% |
| max | 33.98% |
| average | 0.14% |
| median | 1.53% |
| std | 10.58% |