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18.89%Return on Equity
VS
Market
86
Sector
90
Industry
73
History
55
$ 70.9Close
$ 43.81 - $ 76.86 52-Week Range
Ticker Information

Ticker

SYF

Company Name

SYNCHRONY FINANCIAL

Sector

Financial Services

Industry

Credit Services

Exchange

NYSE

SYNCHRONY FINANCIAL - Return on Equity Chart Analysis (TTM)

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SYF - ROE Historical data
DateShareholders EquityNet Income Common StockReturn on Equity
6/30/2025$ 16.95B$ 3.2B18.89%
3/31/2025$ 16.58B$ 2.88B17.38%
12/31/2024$ 16.58B$ 3.43B20.67%
9/30/2024$ 15.98B$ 3.1B19.42%
6/30/2024$ 15.54B$ 2.95B19%
3/31/2024$ 15.28B$ 2.89B18.9%
12/31/2023$ 13.9B$ 2.2B15.8%
9/30/2023$ 13.77B$ 2.33B16.95%
6/30/2023$ 13.38B$ 2.41B18%
3/31/2023$ 13.19B$ 2.64B20.03%
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Key Performance Insights, Last 5 Years

  • SYNCHRONY FINANCIAL's latest trailing twelve months (TTM) ROE stands at 11.12%.
  • Over the past 5 years, SYNCHRONY FINANCIAL's average ROE has been 20.54%.
  • The median ROE for SYNCHRONY FINANCIAL during this period was 19.21%
  • SYNCHRONY FINANCIAL reached its highest ROE over the past 5 years at 30.6%.
  • The lowest ROE recorded by SYNCHRONY FINANCIAL in the same timeframe 10.57%

SYNCHRONY FINANCIAL's ROE vs. competitors

We picked the following companies as peers based on multiple factors, including sector, industry, market capitalization and revenue

ROE Benchmarks
CompanyROE
SOFI : SOFI TECHNOLOGIES INC 8.19%ALLY : ALLY FINANCIAL INC 1.61%MTB : M&T BANK CORP 8.92%FCNCA : FIRST CITIZENS BANCSHARES INC 10.49%FITB : FIFTH THIRD BANCORP 10.33%NTRS : NORTHERN TRUST CORP 13.15%WTW : WILLIS TOWERS WATSON PLC 1.69%HBAN : HUNTINGTON BANCSHARES INC 9.5%TROW : PRICE T ROWE GROUP INC 19.3%CINF : CINCINNATI FINANCIAL CORP 12.73%

Definition of Return on Equity

[Calculation] Return on Equity (ROE) measures net income [NetIncCmn] as percentage of [Equity]. A high ROE shows an effective use of investor capital, but it doesn't consider any risks related to financial leverage [Debt].
Net Inc. Cmn. / Equity
(=) ROE
ROE for SYNCHRONY FINANCIAL is calculated as follows: Net Inc. Cmn. [ $ 1.35B ] / Equity [ $ 12.1B ]
(=) ROE [ 11.12% ]

SYF - Return on Equity, Last 5 years

10.57%

Minimum

Dec 31, 2020

30.6%

Maximum

Dec 31, 2021

20.54%

Average

19.21%

Median

ROE Benchmark Analysis

The chart above depicts the distribution of ROE for companies in the Total Stock Market. The average ROE of the companies is 1.61% with a standard deviation of 22.54%.
The following table provides additional summary stats:
ROE in the Market:
filtered constituents3.13K
min-66.24%
max73.25%
average1.61%
median6.45%
std22.54%