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2.66%Return on Assets
VS
Market
Sector
Industry
History
$ 70.9Close
$ 43.81 - $ 76.86 52-Week Range
Ticker Information
Ticker
SYFCompany Name
SYNCHRONY FINANCIALSector
Financial ServicesIndustry
Credit ServicesExchange
NYSESYNCHRONY FINANCIAL - Return on Assets Chart Analysis (TTM)
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SYF - ROA Historical data
| Date | Total Assets | Net Income Common Stock | Return on Assets |
|---|---|---|---|
| 6/30/2025 | $ 120.5B | $ 3.2B | 2.66% |
| 3/31/2025 | $ 122.03B | $ 2.88B | 2.36% |
| 12/31/2024 | $ 119.46B | $ 3.43B | 2.87% |
| 9/30/2024 | $ 119.23B | $ 3.1B | 2.6% |
| 6/30/2024 | $ 120.49B | $ 2.95B | 2.45% |
| 3/31/2024 | $ 121.17B | $ 2.89B | 2.38% |
| 12/31/2023 | $ 117.48B | $ 2.2B | 1.87% |
| 9/30/2023 | $ 112.94B | $ 2.33B | 2.07% |
| 6/30/2023 | $ 108.7B | $ 2.41B | 2.22% |
| 3/31/2023 | $ 107.85B | $ 2.64B | 2.45% |
Key Performance Insights, Last 5 Years
- SYNCHRONY FINANCIAL's latest trailing twelve months (TTM) ROA stands at 1.41%.
- Over the past 5 years, SYNCHRONY FINANCIAL's average ROA has been 2.77%.
- The median ROA for SYNCHRONY FINANCIAL during this period was 2.53%
- SYNCHRONY FINANCIAL reached its highest ROA over the past 5 years at 4.46%.
- The lowest ROA recorded by SYNCHRONY FINANCIAL in the same timeframe 1.4%
SYNCHRONY FINANCIAL's ROA vs. competitors
We picked the following companies as peers based on multiple factors, including sector, industry, market capitalization and revenue
ROA Benchmarks
Similar metrics to ROA:
- Net Income Common Stock - [Income Statement] The company's Net Income (loss) [NetInc] less the sum paid on dividends of preferred shares [PrefDivIS].
- Return on Equity - [Calculation] Return on Equity (ROE) measures net income [NetIncCmn] as percentage of [Equity]. A high ROE shows an effective use of investor capital, but it doesn't consider any risks related to financial leverage [Debt].
- Return on Invested Capital - [Calculation] Return on Invested Capital (ROIC) measures how well a company allocates its invested capital to profitable projects and/or investments. It is calculated as net income [NetIncCmn] divided by invested capital [InvCapital].
- Total Assets - [Balance Sheet] An asset represents anything that has current and/or future economic value to a company. This includes Cash [CashnEq], [Investments], [Intangibles], [Receivables] and more.
- Net Margin - [Calculation] A company’s Net Income [NetIncCmn] as a percentage of [Revenue]. Measures how much earnings a company produces for each dollar of revenue generated.
Definition of Return on Assets
[Calculation] Return on Assets (ROA) measures net income [NetIncCmn] as percentage of total [Assets]. A high ROA shows an effective allocation of capital by the company.Net Inc. Cmn. / Assets
(=) ROA ROA for SYNCHRONY FINANCIAL is calculated as follows: Net Inc. Cmn. [ $ 1.35B ] / Assets [ $ 95.66B ]
(=) ROA [ 1.41% ] SYF - Return on Assets, Last 5 years
1.4%
Minimum
Dec 31, 2020
4.46%
Maximum
Sep 30, 2021
2.77%
Average
2.53%
Median
ROA Benchmark AnalysisMarket
The chart above depicts the distribution of ROA for companies in the Total Stock Market. The average ROA of the companies is 0.15% with a standard deviation of 10.55%.
The following table provides additional summary stats:
ROA in the Market:
| filtered constituents | 3.44K |
|---|---|
| min | -33.29% |
| max | 33.98% |
| average | 0.15% |
| median | 1.53% |
| std | 10.55% |