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25.09%EBITDA Margin
VS
Market
72
Sector
40
Industry
24
History
35
$ 35.27Close
$ 23.17 - $ 50.22 52-Week Range
Ticker Information

Ticker

LOB

Company Name

LIVE OAK BANCSHARES INC

Sector

Financial Services

Industry

Banks - Regional

Exchange

NYSE

LIVE OAK BANCSHARES INC - EBITDA Margin Chart Analysis (TTM)

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LOB - EBITDA % Historical data
DateEarnings Before Interest Taxes & Depreciation Amortization (EBITDA)EBITDA MarginRevenues
6/30/2025$ 102.27M25.09%$ 407.56M
3/31/2025$ 105.64M26.36%$ 400.78M
12/31/2024$ 112.57M27.9%$ 403.47M
9/30/2024$ 115.45M27.51%$ 419.68M
6/30/2024$ 139.56M31.63%$ 441.27M
3/31/2024$ 122.38M28.93%$ 422.98M
12/31/2023$ 104.1M25.66%$ 405.71M
9/30/2023$ 87.16M22.92%$ 380.33M
6/30/2023$ 88.37M22.62%$ 390.75M
3/31/2023$ 191.61M38.44%$ 498.51M
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Key Performance Insights, Last 5 Years

  • LIVE OAK BANCSHARES INC's latest trailing twelve months (TTM) EBITDA % stands at 29.04%.
  • Over the past 5 years, LIVE OAK BANCSHARES INC's average EBITDA % has been 36.47%.
  • The median EBITDA % for LIVE OAK BANCSHARES INC during this period was 30.33%
  • LIVE OAK BANCSHARES INC reached its highest EBITDA % over the past 5 years at 53.59%.
  • The lowest EBITDA % recorded by LIVE OAK BANCSHARES INC in the same timeframe 22.62%

LIVE OAK BANCSHARES INC's EBITDA % vs. competitors

We picked the following companies as peers based on multiple factors, including sector, industry, market capitalization and revenue

EBITDA % Benchmarks
CompanyEBITDA %
TFIN : TRIUMPH FINANCIAL INC 13.73%NBHC : NATIONAL BANK HOLDINGS CORP 42.64%STBA : S&T BANCORP INC 45.13%SRCE : 1ST SOURCE CORP 49.32%TCBK : TRICO BANCSHARES 42.51%HOPE : HOPE BANCORP INC 27.42%STEL : STELLAR BANCORP INC 39.83%RBCAA : REPUBLIC BANCORP INC 46.56%CCB : COASTAL FINANCIAL CORP 19.51%VBTX : VERITEX HOLDINGS INC 39.73%

Definition of EBITDA Margin

[Calculation] A company’s [EBITDA] as a percentage of [Revenue]. Measures how much earnings a company produces for each dollar of revenue generated before interest, taxes, depreciation and amortization.
EBITDA / Revenues
(=) EBITDA %
EBITDA % for LIVE OAK BANCSHARES INC is calculated as follows: EBITDA [ $ 66.48M ] / Revenues [ $ 228.92M ]
(=) EBITDA % [ 29.04% ]

LOB - EBITDA Margin, Last 5 years

22.62%

Minimum

Jun 30, 2023

53.59%

Maximum

Jun 30, 2022

36.47%

Average

30.33%

Median

EBITDA % Benchmark Analysis

The chart above depicts the distribution of EBITDA % for companies in the Total Stock Market. The average EBITDA % of the companies is 16.22% with a standard deviation of 26.68%.
The following table provides additional summary stats:
EBITDA % in the Market:
filtered constituents3.29K
min-74.33%
max97.24%
average16.22%
median14.72%
std26.68%