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5.45%Return on Equity
VS
Market
54
Sector
28
Industry
27
History
-
$ 11.94Close
$ 8.89 - $ 18.03 52-Week Range
Ticker Information

Ticker

VBNK

Company Name

VERSABANK

Sector

Financial Services

Industry

Banks - Regional

Exchange

NASDAQ

VERSABANK - Return on Equity Chart Analysis (TTM)

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VBNK - ROE Historical data
DateShareholders EquityNet Income Common StockReturn on Equity
6/30/2025$ 382.71M$ 20.85M5.45%
3/31/2025$ 385.62M$ 23.28M6.04%
12/31/2024$ 367.11M$ 24.78M6.75%
9/30/2024$ 285.14M$ 28.39M9.96%
6/30/2024$ 300.72M$ 34.35M11.42%
3/31/2024$ 294.19M$ 34.57M11.75%
12/31/2023$ 286.05M$ 33.41M11.68%
9/30/2023$ 277.32M$ 31M11.18%
6/30/2023$ 270.4M$ 26.75M9.89%
3/31/2023$ 264.09M$ 23.58M8.93%
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Key Performance Insights, Last 5 Years

  • VERSABANK's latest trailing twelve months (TTM) ROE stands at 7.6%.
  • Over the past 5 years, VERSABANK's average ROE has been 8.67%.
  • The median ROE for VERSABANK during this period was 8.26%
  • VERSABANK reached its highest ROE over the past 5 years at 11.75%.
  • The lowest ROE recorded by VERSABANK in the same timeframe 5.45%

VERSABANK's ROE vs. competitors

We picked the following companies as peers based on multiple factors, including sector, industry, market capitalization and revenue

ROE Benchmarks
CompanyROE
GCBC : GREENE COUNTY BANCORP INC 13.04%BMRC : BANK OF MARIN BANCORP 1.58%PDLB : PONCE FINANCIAL GROUP INC 3.13%BSVN : BANK7 CORP 19.12%USCB : USCB FINANCIAL HOLDINGS INC 12.8%WTBA : WEST BANCORPORATION INC 11.98%BWFG : BANKWELL FINANCIAL GROUP INC 7.37%PBFS : PIONEER BANCORP INC 6.94%FNLC : FIRST BANCORP INC 11.3%FFWM : FIRST FOUNDATION INC -9.24%

Definition of Return on Equity

[Calculation] Return on Equity (ROE) measures net income [NetIncCmn] as percentage of [Equity]. A high ROE shows an effective use of investor capital, but it doesn't consider any risks related to financial leverage [Debt].
Net Inc. Cmn. / Equity
(=) ROE
ROE for VERSABANK is calculated as follows: Net Inc. Cmn. [ $ 15.4M ] / Equity [ $ 202.61M ]
(=) ROE [ 7.6% ]

VBNK - Return on Equity, Last 5 years

5.45%

Minimum

Jun 30, 2025

11.75%

Maximum

Mar 31, 2024

8.67%

Average

8.26%

Median

ROE Benchmark Analysis

The chart above depicts the distribution of ROE for companies in the Total Stock Market. The average ROE of the companies is 1.63% with a standard deviation of 22.52%.
The following table provides additional summary stats:
ROE in the Market:
filtered constituents3.13K
min-66.24%
max73.25%
average1.63%
median6.53%
std22.52%