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1.09%Return on Assets
VS
Market
55
Sector
54
Industry
71
History
100
$ 16.95Close
$ 14.34 - $ 20.78 52-Week Range
Ticker Information

Ticker

USCB

Company Name

USCB FINANCIAL HOLDINGS INC

Sector

Financial Services

Industry

Banks - Regional

Exchange

NASDAQ

USCB FINANCIAL HOLDINGS INC - Return on Assets Chart Analysis (TTM)

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USCB - ROA Historical data
DateTotal AssetsNet Income Common StockReturn on Assets
6/30/2025$ 2.72B$ 29.65M1.09%
3/31/2025$ 2.68B$ 27.72M1.04%
12/31/2024$ 2.58B$ 24.67M0.96%
9/30/2024$ 2.5B$ 20.49M0.82%
6/30/2024$ 2.46B$ 17.36M0.71%
3/31/2024$ 2.49B$ 15.35M0.62%
12/31/2023$ 2.34B$ 16.55M0.71%
9/30/2023$ 2.24B$ 18.26M0.81%
6/30/2023$ 2.23B$ 20M0.9%
3/31/2023$ 2.16B$ 21.1M0.97%
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Key Performance Insights, Last 5 Years

  • USCB FINANCIAL HOLDINGS INC's latest trailing twelve months (TTM) ROA stands at -3.81%.
  • Over the past 5 years, USCB FINANCIAL HOLDINGS INC's average ROA has been 0.48%.
  • The median ROA for USCB FINANCIAL HOLDINGS INC during this period was 0.86%
  • USCB FINANCIAL HOLDINGS INC reached its highest ROA over the past 5 years at 1.09%.
  • The lowest ROA recorded by USCB FINANCIAL HOLDINGS INC in the same timeframe -3.81%

USCB FINANCIAL HOLDINGS INC's ROA vs. competitors

We picked the following companies as peers based on multiple factors, including sector, industry, market capitalization and revenue

ROA Benchmarks
CompanyROA
WTBA : WEST BANCORPORATION INC 0.71%PBFS : PIONEER BANCORP INC 1.04%PDLB : PONCE FINANCIAL GROUP INC 0.52%BRBS : BLUE RIDGE BANKSHARES INC -0.01%BWFG : BANKWELL FINANCIAL GROUP INC 0.64%FNLC : FIRST BANCORP INC 0.94%BMRC : BANK OF MARIN BANCORP 0.19%BCML : BAYCOM CORP 0.92%SFST : SOUTHERN FIRST BANCSHARES INC 0.51%PLBC : PLUMAS BANCORP 1.79%

Definition of Return on Assets

[Calculation] Return on Assets (ROA) measures net income [NetIncCmn] as percentage of total [Assets]. A high ROA shows an effective allocation of capital by the company.
Net Inc. Cmn. / Assets
(=) ROA
ROA for USCB FINANCIAL HOLDINGS INC is calculated as follows: Net Inc. Cmn. [ $ -70.58M ] / Assets [ $ 1.85B ]
(=) ROA [ -3.81% ]

USCB - Return on Assets, Last 5 years

-3.81%

Minimum

Dec 31, 2021

1.09%

Maximum

Jun 30, 2025

0.48%

Average

0.86%

Median

ROA Benchmark Analysis

The chart above depicts the distribution of ROA for companies in the Total Stock Market. The average ROA of the companies is 0.14% with a standard deviation of 10.58%.
The following table provides additional summary stats:
ROA in the Market:
filtered constituents3.44K
min-33.35%
max33.98%
average0.14%
median1.53%
std10.58%