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$ 8.79BEnterprise Value
VS
Market
79
Sector
79
Industry
62
History
83
$ 51.81Close
$ 34.8 - $ 88.77 52-Week Range
Ticker Information

Ticker

UPST

Company Name

UPSTART HOLDINGS INC

Sector

Financial Services

Industry

Credit Services

Exchange

NASDAQ

UPSTART HOLDINGS INC - Enterprise Value Chart Analysis (TTM)

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UPST - EV Historical data
DateCash and EquivalentsTotal DebtEnterprise ValueMarket Capitalization
6/30/2025$ 701.46M$ 1.54B$ 8.79B$ 7.95B
3/31/2025$ 839.53M$ 1.46B$ 5.51B$ 4.89B
12/31/2024$ 976.26M$ 1.54B$ 8.29B$ 7.72B
9/30/2024$ 655.77M$ 1.04B$ 7.77B$ 7.39B
6/30/2024$ 560.62M$ 1.08B$ 3.5B$ 2.98B
3/31/2024$ 439.15M$ 1.19B$ 2.79B$ 2.03B
12/31/2023$ 467.79M$ 1.24B$ 3.12B$ 2.34B
9/30/2023$ 615.03M$ 1.25B$ 2.45B$ 1.82B
6/30/2023$ 509.89M$ 1.03B$ 3.37B$ 2.85B
3/31/2023$ 451.86M$ 1.1B$ 2.22B$ 1.57B
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Key Performance Insights, Last 5 Years

  • UPSTART HOLDINGS INC's latest trailing twelve months (TTM) EV stands at $ 0.
  • Over the past 5 years, UPSTART HOLDINGS INC's average EV has been $ 6.29B.
  • The median EV for UPSTART HOLDINGS INC during this period was $ 3.5B
  • UPSTART HOLDINGS INC reached its highest EV over the past 5 years at $ 21.2B.
  • The lowest EV recorded by UPSTART HOLDINGS INC in the same timeframe $ 1.59B

UPSTART HOLDINGS INC's EV vs. competitors

We picked the following companies as peers based on multiple factors, including sector, industry, market capitalization and revenue

EV Benchmarks
CompanyEV
SLM : SLM CORP $ 8.83BMKTX : MARKETAXESS HOLDINGS INC $ 6.54BLC : LENDINGCLUB CORP $ 1.01BHLNE : HAMILTON LANE INC $ 8.77BMARA : MARA HOLDINGS INC $ 8.66BNAVI : NAVIENT CORP $ 46.28BGBCI : GLACIER BANCORP INC $ 7.68BHOMB : HOME BANCSHARES INC $ 5.54BAUB : ATLANTIC UNION BANKSHARES CORP $ 3.82BIBOC : INTERNATIONAL BANCSHARES CORP $ 4.33B

Definition of Enterprise Value

[Calculation] Enterprise value (EV) refers to the total value of a business and is frequently used as a more elaborate substitute for market capitalization. EV is calculated as a company's [MarketCap] plus its [Debt] minus cash and cash equivalents [CashnEq].
Market Cap + Debt - CashnEq
(=) EV
EV for UPSTART HOLDINGS INC is calculated as follows: Market Cap [ $ 0 ] + Debt [ $ 115.43M ] - CashnEq [ $ 110.65M ]
(=) EV [ $ 0 ]

UPST - Enterprise Value, Last 5 years

$ 1.59B

Minimum

Sep 30, 2022

$ 21.2B

Maximum

Sep 30, 2021

$ 6.29B

Average

$ 3.5B

Median

EV Benchmark Analysis

The chart above depicts the distribution of EV for companies in the Total Stock Market. The average EV of the companies is $ 1.25B with a standard deviation of $ 1.67B.
The following table provides additional summary stats:
EV in the Market:
filtered constituents3.32K
min$ -1.69B
max$ 6.88B
average$ 1.25B
median$ 439.6M
std$ 1.67B