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2.62%Depreciation and Amortization Margin
VS
Market
27
Sector
46
Industry
43
History
44
$ 51.76Close
$ 34.8 - $ 88.77 52-Week Range
Ticker Information

Ticker

UPST

Company Name

UPSTART HOLDINGS INC

Sector

Financial Services

Industry

Credit Services

Exchange

NASDAQ

UPSTART HOLDINGS INC - Depreciation and Amortization Margin Chart Analysis (TTM)

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UPST - DepAmor % Historical data
DateDepreciation, Amortization & AccretionDepreciation and Amortization MarginRevenues
6/30/2025$ 22.33M2.62%$ 851.77M
3/31/2025$ 21.32M2.95%$ 722.11M
12/31/2024$ 20.55M3.23%$ 636.53M
9/30/2024$ 24.95M4.47%$ 557.88M
6/30/2024$ 24.5M4.62%$ 530.29M
3/31/2024$ 24.09M4.47%$ 538.43M
12/31/2023$ 24.9M4.85%$ 513.56M
9/30/2023$ 19.45M3.74%$ 520.16M
6/30/2023$ 18.24M3.36%$ 542.84M
3/31/2023$ 17.17M2.7%$ 635.24M
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Key Performance Insights, Last 5 Years

  • UPSTART HOLDINGS INC's latest trailing twelve months (TTM) DepAmor % stands at 0.98%.
  • Over the past 5 years, UPSTART HOLDINGS INC's average DepAmor % has been 2.62%.
  • The median DepAmor % for UPSTART HOLDINGS INC during this period was 2.7%
  • UPSTART HOLDINGS INC reached its highest DepAmor % over the past 5 years at 4.85%.
  • The lowest DepAmor % recorded by UPSTART HOLDINGS INC in the same timeframe 0.89%

UPSTART HOLDINGS INC's DepAmor % vs. competitors

We picked the following companies as peers based on multiple factors, including sector, industry, market capitalization and revenue

DepAmor % Benchmarks
CompanyDepAmor %
SLM : SLM CORP 1.74%MKTX : MARKETAXESS HOLDINGS INC 9.76%LC : LENDINGCLUB CORP 7.06%HLNE : HAMILTON LANE INC 2.77%MARA : MARA HOLDINGS INC 69.89%NAVI : NAVIENT CORP 0%GBCI : GLACIER BANCORP INC 5.11%HOMB : HOME BANCSHARES INC 2.85%AUB : ATLANTIC UNION BANKSHARES CORP 1.57%IBOC : INTERNATIONAL BANCSHARES CORP 2.76%

Definition of Depreciation and Amortization Margin

[Calculation] The company’s deprecation and amortization [DepAmor] expressed as a percentage of [Revenue].
DepAmor / Revenues
(=) DepAmor %
DepAmor % for UPSTART HOLDINGS INC is calculated as follows: DepAmor [ $ 2.28M ] / Revenues [ $ 233.42M ]
(=) DepAmor % [ 0.98% ]

UPST - Depreciation and Amortization Margin, Last 5 years

0.89%

Minimum

Dec 31, 2021

4.85%

Maximum

Dec 31, 2023

2.62%

Average

2.7%

Median

DepAmor % Benchmark Analysis

The chart above depicts the distribution of DepAmor % for companies in the Total Stock Market. The average DepAmor % of the companies is 5.86% with a standard deviation of 5.14%.
The following table provides additional summary stats:
DepAmor % in the Market:
filtered constituents3.32K
min-6.41%
max22.54%
average5.86%
median4.22%
std5.14%