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5%Debt to Assets Ratio
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Market
74
Sector
62
Industry
48
History
98
$ 118.39Close
$ 86.4 - $ 127.6 52-Week Range
Ticker Information

Ticker

UMBF

Company Name

UMB FINANCIAL CORP

Sector

Financial Services

Industry

Banks - Regional

Exchange

NASDAQ

UMB FINANCIAL CORP - Debt to Assets Ratio Chart Analysis (TTM)

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UMBF - Debt to Assets Historical data
DateTotal AssetsTotal DebtDebt to Assets Ratio
6/30/2025$ 71.76B$ 3.59B5%
3/31/2025$ 69.35B$ 3.21B4.64%
12/31/2024$ 50.41B$ 3B5.94%
9/30/2024$ 47.5B$ 3.46B7.28%
6/30/2024$ 44.47B$ 3.9B8.77%
3/31/2024$ 45.34B$ 4.41B9.72%
12/31/2023$ 44.01B$ 4.3B9.78%
9/30/2023$ 41.46B$ 4.44B10.71%
6/30/2023$ 41.24B$ 4.23B10.26%
3/31/2023$ 40.61B$ 5.34B13.16%
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Key Performance Insights, Last 5 Years

  • UMB FINANCIAL CORP's latest trailing twelve months (TTM) Debt to Assets stands at 7.32%.
  • Over the past 5 years, UMB FINANCIAL CORP's average Debt to Assets has been 8.12%.
  • The median Debt to Assets for UMB FINANCIAL CORP during this period was 7.81%
  • UMB FINANCIAL CORP reached its highest Debt to Assets over the past 5 years at 13.16%.
  • The lowest Debt to Assets recorded by UMB FINANCIAL CORP in the same timeframe 4.64%

UMB FINANCIAL CORP's Debt to Assets vs. competitors

We picked the following companies as peers based on multiple factors, including sector, industry, market capitalization and revenue

Debt to Assets Benchmarks
CompanyDebt to Assets
ONB : OLD NATIONAL BANCORP 10.35%CFR : CULLEN/FROST BANKERS INC 9.08%CBSH : COMMERCE BANCSHARES INC 8.09%SSB : SOUTHSTATE BANK CORP 2.63%PNFP : PINNACLE FINANCIAL PARTNERS INC 4.49%BOKF : BOK FINANCIAL CORP 9.46%WTFC : WINTRUST FINANCIAL CORP 6.28%SNV : SYNOVUS FINANCIAL CORP 6.54%WBS : WEBSTER FINANCIAL CORP 5.64%COLB : COLUMBIA BANKING SYSTEM INC 7.89%

Definition of Debt to Assets Ratio

[Calculation] Debt to Assets measures the ratio between a company’s [Liabilities] and [Assets]. A high ratio might indicate more risk.
Debt / Assets
(=) Debt to Assets
Debt to Assets for UMB FINANCIAL CORP is calculated as follows: Debt [ $ 2.21B ] / Assets [ $ 30.25B ]
(=) Debt to Assets [ 7.32% ]

UMBF - Debt to Assets Ratio, Last 5 years

4.64%

Minimum

Mar 31, 2025

13.16%

Maximum

Mar 31, 2023

8.12%

Average

7.81%

Median

Debt to Assets Benchmark Analysis

The chart above depicts the distribution of Debt to Assets for companies in the Total Stock Market. The average Debt to Assets of the companies is 26.35% with a standard deviation of 24.47%.
The following table provides additional summary stats:
Debt to Assets in the Market:
filtered constituents4.36K
min0%
max116.6%
average26.35%
median21.12%
std24.47%