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2.44%Debt to Assets Ratio
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Market
82
Sector
80
Industry
75
History
93
$ 38.93Close
$ 34.32 - $ 46.57 52-Week Range
Ticker Information

Ticker

GABC

Company Name

GERMAN AMERICAN BANCORP INC

Sector

Financial Services

Industry

Banks - Regional

Exchange

NASDAQ

GERMAN AMERICAN BANCORP INC - Debt to Assets Ratio Chart Analysis (TTM)

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GABC - Debt to Assets Historical data
DateTotal AssetsTotal DebtDebt to Assets Ratio
6/30/2025$ 8.28B$ 202.03M2.44%
3/31/2025$ 8.42B$ 216.54M2.57%
12/31/2024$ 6.3B$ 210.13M3.34%
9/30/2024$ 6.26B$ 204.15M3.26%
6/30/2024$ 6.22B$ 166.64M2.68%
3/31/2024$ 6.11B$ 191.81M3.14%
12/31/2023$ 6.15B$ 193.94M3.15%
9/30/2023$ 6.01B$ 286.19M4.77%
6/30/2023$ 6.05B$ 227.48M3.76%
3/31/2023$ 6B$ 191.05M3.19%
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Key Performance Insights, Last 5 Years

  • GERMAN AMERICAN BANCORP INC's latest trailing twelve months (TTM) Debt to Assets stands at 4.42%.
  • Over the past 5 years, GERMAN AMERICAN BANCORP INC's average Debt to Assets has been 3.21%.
  • The median Debt to Assets for GERMAN AMERICAN BANCORP INC during this period was 3.22%
  • GERMAN AMERICAN BANCORP INC reached its highest Debt to Assets over the past 5 years at 4.77%.
  • The lowest Debt to Assets recorded by GERMAN AMERICAN BANCORP INC in the same timeframe 2.24%

GERMAN AMERICAN BANCORP INC's Debt to Assets vs. competitors

We picked the following companies as peers based on multiple factors, including sector, industry, market capitalization and revenue

Debt to Assets Benchmarks
CompanyDebt to Assets
WABC : WESTAMERICA BANCORPORATION 1.74%LKFN : LAKELAND FINANCIAL CORP 0.09%CCB : COASTAL FINANCIAL CORP 1.18%DCOM : DIME COMMUNITY BANCSHARES INC 5.83%CHCO : CITY HOLDING CO 7.42%QCRH : QCR HOLDINGS INC 5.51%CNOB : CONNECTONE BANCORP INC 7.87%CLBK : COLUMBIA FINANCIAL INC 12.31%RBCAA : REPUBLIC BANCORP INC 6.85%OSBC : OLD SECOND BANCORP INC 2.32%

Definition of Debt to Assets Ratio

[Calculation] Debt to Assets measures the ratio between a company’s [Liabilities] and [Assets]. A high ratio might indicate more risk.
Debt / Assets
(=) Debt to Assets
Debt to Assets for GERMAN AMERICAN BANCORP INC is calculated as follows: Debt [ $ 214.54M ] / Assets [ $ 4.85B ]
(=) Debt to Assets [ 4.42% ]

GABC - Debt to Assets Ratio, Last 5 years

2.24%

Minimum

Jun 30, 2022

4.77%

Maximum

Sep 30, 2023

3.21%

Average

3.22%

Median

Debt to Assets Benchmark Analysis

The chart above depicts the distribution of Debt to Assets for companies in the Total Stock Market. The average Debt to Assets of the companies is 26.35% with a standard deviation of 24.47%.
The following table provides additional summary stats:
Debt to Assets in the Market:
filtered constituents4.36K
min0%
max116.6%
average26.35%
median21.12%
std24.47%