logo
Select company
Select metric
0.39%Return on Assets
VS
Market
48
Sector
22
Industry
19
History
-
$ 50.16Close
$ 40.73 - $ 55.1 52-Week Range
Ticker Information

Ticker

CHMG

Company Name

CHEMUNG FINANCIAL CORP

Sector

Financial Services

Industry

Banks - Regional

Exchange

NASDAQ

CHEMUNG FINANCIAL CORP - Return on Assets Chart Analysis (TTM)

From
Zoom
1Y
3Y
5Y
10Y

CHMG - ROA Historical data
DateTotal AssetsNet Income Common StockReturn on Assets
6/30/2025$ 2.85B$ 11.21M0.39%
3/31/2025$ 2.8B$ 22.64M0.81%
12/31/2024$ 2.78B$ 23.67M0.85%
9/30/2024$ 2.77B$ 21.56M0.78%
6/30/2024$ 2.76B$ 23.49M0.85%
3/31/2024$ 2.78B$ 24.78M0.89%
12/31/2023$ 2.71B$ 25M0.92%
9/30/2023$ 2.71B$ 28.64M1.06%
6/30/2023$ 2.67B$ 27.44M1.03%
3/31/2023$ 2.65B$ 29.19M1.1%
Previous (option currently disabled)
1 (current)
Next (option currently disabled)

Key Performance Insights, Last 5 Years

  • CHEMUNG FINANCIAL CORP's latest trailing twelve months (TTM) ROA stands at 0.84%.
  • Over the past 5 years, CHEMUNG FINANCIAL CORP's average ROA has been 0.94%.
  • The median ROA for CHEMUNG FINANCIAL CORP during this period was 0.99%
  • CHEMUNG FINANCIAL CORP reached its highest ROA over the past 5 years at 1.14%.
  • The lowest ROA recorded by CHEMUNG FINANCIAL CORP in the same timeframe 0.39%

CHEMUNG FINANCIAL CORP's ROA vs. competitors

We picked the following companies as peers based on multiple factors, including sector, industry, market capitalization and revenue

ROA Benchmarks
CompanyROA
OVLY : OAK VALLEY BANCORP 1.26%FDBC : FIDELITY D & D BANCORP INC 0.88%FUNC : FIRST UNITED CORP 1.18%TSBK : TIMBERLAND BANCORP INC 1.38%MCHB : MECHANICS BANCORP -1.83%WNEB : WESTERN NEW ENGLAND BANCORP INC 0.45%ISBA : ISABELLA BANK CORP 0.75%MBCN : MIDDLEFIELD BANC CORP 0.94%FINW : FINWISE BANCORP 1.61%LCNB : LCNB CORP 0.92%

Definition of Return on Assets

[Calculation] Return on Assets (ROA) measures net income [NetIncCmn] as percentage of total [Assets]. A high ROA shows an effective allocation of capital by the company.
Net Inc. Cmn. / Assets
(=) ROA
ROA for CHEMUNG FINANCIAL CORP is calculated as follows: Net Inc. Cmn. [ $ 18.23M ] / Assets [ $ 2.17B ]
(=) ROA [ 0.84% ]

CHMG - Return on Assets, Last 5 years

0.39%

Minimum

Jun 30, 2025

1.14%

Maximum

Jun 30, 2022

0.94%

Average

0.99%

Median

ROA Benchmark Analysis

The chart above depicts the distribution of ROA for companies in the Total Stock Market. The average ROA of the companies is 0.12% with a standard deviation of 10.61%.
The following table provides additional summary stats:
ROA in the Market:
filtered constituents3.44K
min-33.4%
max33.98%
average0.12%
median1.53%
std10.61%