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-4.45%Return on Invested Capital
VS
Market
37
Sector
6
Industry
2
History
3
$ 27.09Close
$ 21.43 - $ 29.63 52-Week Range
Ticker Information

Ticker

FISI

Company Name

FINANCIAL INSTITUTIONS INC

Sector

Financial Services

Industry

Banks - Regional

Exchange

NASDAQ

FINANCIAL INSTITUTIONS INC - Return on Invested Capital Chart Analysis (TTM)

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FISI - ROIC Historical data
DateInvested CapitalNet Income Common StockReturn on Invested Capital
6/30/2025$ 817.63M$ -36.39M-4.45%
3/31/2025$ 769.85M$ -28.3M-3.68%
12/31/2024$ 792.83M$ -43.1M-5.44%
9/30/2024$ 680.11M$ 49.49M7.28%
6/30/2024$ 794.35M$ 50.04M6.3%
3/31/2024$ 703.34M$ 38.79M5.51%
12/31/2023$ 764.33M$ 48.8M6.39%
9/30/2023$ 603.17M$ 51.11M8.47%
6/30/2023$ 924.25M$ 50.95M5.51%
3/31/2023$ 663.12M$ 52.22M7.87%
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Key Performance Insights, Last 5 Years

  • FINANCIAL INSTITUTIONS INC's latest trailing twelve months (TTM) ROIC stands at 7.22%.
  • Over the past 5 years, FINANCIAL INSTITUTIONS INC's average ROIC has been 6.94%.
  • The median ROIC for FINANCIAL INSTITUTIONS INC during this period was 7.58%
  • FINANCIAL INSTITUTIONS INC reached its highest ROIC over the past 5 years at 13.54%.
  • The lowest ROIC recorded by FINANCIAL INSTITUTIONS INC in the same timeframe -5.44%

FINANCIAL INSTITUTIONS INC's ROIC vs. competitors

We picked the following companies as peers based on multiple factors, including sector, industry, market capitalization and revenue

ROIC Benchmarks
CompanyROIC
WASH : WASHINGTON TRUST BANCORP INC -1.53%EGBN : EAGLE BANCORP INC -2.26%UNTY : UNITY BANCORP INC 7.14%COFS : CHOICEONE FINANCIAL SERVICES INC 2.08%FFWM : FIRST FOUNDATION INC -3.36%BSVN : BANK7 CORP 19.12%GNTY : GUARANTY BANCSHARES INC 8.93%RRBI : RED RIVER BANCSHARES INC 11.42%BWB : BRIDGEWATER BANCSHARES INC 3.39%ACNB : ACNB CORP 3.6%

Definition of Return on Invested Capital

[Calculation] Return on Invested Capital (ROIC) measures how well a company allocates its invested capital to profitable projects and/or investments. It is calculated as net income [NetIncCmn] divided by invested capital [InvCapital].
Net Inc. Cmn. / Inv. Capital
(=) ROIC
ROIC for FINANCIAL INSTITUTIONS INC is calculated as follows: Net Inc. Cmn. [ $ 36.18M ] / Inv. Capital [ $ 500.92M ]
(=) ROIC [ 7.22% ]

FISI - Return on Invested Capital, Last 5 years

-5.44%

Minimum

Dec 31, 2024

13.54%

Maximum

Mar 31, 2022

6.94%

Average

7.58%

Median

ROIC Benchmark Analysis

The chart above depicts the distribution of ROIC for companies in the Total Stock Market. The average ROIC of the companies is 0.69% with a standard deviation of 15.2%.
The following table provides additional summary stats:
ROIC in the Market:
filtered constituents3.36K
min-46.36%
max48.66%
average0.69%
median3.38%
std15.2%