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87.14%Payout Ratio (based on FCFPS)
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Market
9
Sector
9
Industry
7
History
5
$ 27.09Close
$ 21.43 - $ 29.63 52-Week Range
Ticker Information

Ticker

FISI

Company Name

FINANCIAL INSTITUTIONS INC

Sector

Financial Services

Industry

Banks - Regional

Exchange

NASDAQ

FINANCIAL INSTITUTIONS INC - Payout Ratio (based on FCFPS) Chart Analysis (TTM)

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FISI - Payout Ratio (FCFPS) Historical data
DateDividends per ShareFree Cash Flow per SharePayout Ratio (based on FCFPS)
6/30/2025$ 1.22$ 1.487.14%
3/31/2025$ 1.21$ 3.4934.65%
12/31/2024$ 1.2$ 4.626.08%
9/30/2024$ 1.2$ -0.220%
6/30/2024$ 1.2$ 2.646.23%
3/31/2024$ 1.2$ 0.86139.33%
12/31/2023$ 1.2$ 0.51233.5%
9/30/2023$ 1.19$ 4.5626.09%
6/30/2023$ 1.18$ 3.9629.79%
3/31/2023$ 1.17$ 5.5820.96%
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Key Performance Insights, Last 5 Years

  • FINANCIAL INSTITUTIONS INC's latest trailing twelve months (TTM) Payout Ratio (FCFPS) stands at 50.4%.
  • Over the past 5 years, FINANCIAL INSTITUTIONS INC's average Payout Ratio (FCFPS) has been 48.2%.
  • The median Payout Ratio (FCFPS) for FINANCIAL INSTITUTIONS INC during this period was 29.79%
  • FINANCIAL INSTITUTIONS INC reached its highest Payout Ratio (FCFPS) over the past 5 years at 233.5%.
  • The lowest Payout Ratio (FCFPS) recorded by FINANCIAL INSTITUTIONS INC in the same timeframe 12.12%

FINANCIAL INSTITUTIONS INC's Payout Ratio (FCFPS) vs. competitors

We picked the following companies as peers based on multiple factors, including sector, industry, market capitalization and revenue

Payout Ratio (FCFPS) Benchmarks
CompanyPayout Ratio (FCFPS)
WASH : WASHINGTON TRUST BANCORP INC 58.48%EGBN : EAGLE BANCORP INC 19.01%UNTY : UNITY BANCORP INC 16.79%COFS : CHOICEONE FINANCIAL SERVICES INC 102.5%FFWM : FIRST FOUNDATION INC -BSVN : BANK7 CORP 21.79%GNTY : GUARANTY BANCSHARES INC 18.47%RRBI : RED RIVER BANCSHARES INC 7.83%BWB : BRIDGEWATER BANCSHARES INC 0%ACNB : ACNB CORP 37.87%

Definition of Payout Ratio (based on FCFPS)

[Calculation] Measures the ratio between a company’s dividend per share [DPS] and its free cash flow per share [FCFPS]. The dividend of a company with a low payout ratio tends to be future proof.
DPS / FCFPS
(=) Payout Ratio (FCFPS)
Payout Ratio (FCFPS) for FINANCIAL INSTITUTIONS INC is calculated as follows: DPS [ $ 1.03 ] / FCFPS [ $ 2.04 ]
(=) Payout Ratio (FCFPS) [ 50.4% ]

FISI - Payout Ratio (based on FCFPS), Last 5 years

12.12%

Minimum

Sep 30, 2022

233.5%

Maximum

Dec 31, 2023

48.2%

Average

29.79%

Median

Payout Ratio (FCFPS) Benchmark Analysis

The chart above depicts the distribution of Payout Ratio (FCFPS) for companies in the Total Stock Market. The average Payout Ratio (FCFPS) of the companies is 14.44% with a standard deviation of 18.56%.
The following table provides additional summary stats:
Payout Ratio (FCFPS) in the Market:
filtered constituents2.15K
min0%
max66.55%
average14.44%
median2.04%
std18.56%