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31.16%EBITDA Margin
VS
Market
78
Sector
49
Industry
35
History
48
$ 15.77Close
$ 13.5 - $ 16.5 52-Week Range
Ticker Information

Ticker

PROV

Company Name

PROVIDENT FINANCIAL HOLDINGS INC

Sector

Financial Services

Industry

Banks - Regional

Exchange

NASDAQ

PROVIDENT FINANCIAL HOLDINGS INC - EBITDA Margin Chart Analysis (TTM)

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PROV - EBITDA % Historical data
DateEarnings Before Interest Taxes & Depreciation Amortization (EBITDA)EBITDA MarginRevenues
6/30/2025$ 12.36M31.16%$ 39.67M
3/31/2025$ 12.72M32.07%$ 39.67M
12/31/2024$ 12.23M31.82%$ 38.44M
9/30/2024$ 13.89M34.9%$ 39.79M
6/30/2024$ 13.54M34.79%$ 38.93M
3/31/2024$ 13.53M34.32%$ 39.42M
12/31/2023$ 14.7M36.42%$ 40.35M
9/30/2023$ 15M37.39%$ 40.13M
6/30/2023$ 15.6M38.35%$ 40.69M
3/31/2023$ 16.46M40.81%$ 40.34M
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Key Performance Insights, Last 5 Years

  • PROVIDENT FINANCIAL HOLDINGS INC's latest trailing twelve months (TTM) EBITDA % stands at 34.92%.
  • Over the past 5 years, PROVIDENT FINANCIAL HOLDINGS INC's average EBITDA % has been 39.36%.
  • The median EBITDA % for PROVIDENT FINANCIAL HOLDINGS INC during this period was 37.84%
  • PROVIDENT FINANCIAL HOLDINGS INC reached its highest EBITDA % over the past 5 years at 51.88%.
  • The lowest EBITDA % recorded by PROVIDENT FINANCIAL HOLDINGS INC in the same timeframe 31.16%

PROVIDENT FINANCIAL HOLDINGS INC's EBITDA % vs. competitors

We picked the following companies as peers based on multiple factors, including sector, industry, market capitalization and revenue

EBITDA % Benchmarks
CompanyEBITDA %
PBHC : PATHFINDER BANCORP INC 10.24%MGYR : MAGYAR BANCORP INC 42.81%SFBC : SOUND FINANCIAL BANCORP INC 24.33%AUBN : AUBURN NATIONAL BANCORPORATION INC 34.84%RVSB : RIVERVIEW BANCORP INC 19.36%LSBK : LAKE SHORE BANCORP INC 28.55%FCAP : FIRST CAPITAL INC 38.14%FUSB : FIRST US BANCSHARES INC 26.31%AFBI : AFFINITY BANCSHARES INC 31.48%SRBK : SR BANCORP INC 21.21%

Definition of EBITDA Margin

[Calculation] A company’s [EBITDA] as a percentage of [Revenue]. Measures how much earnings a company produces for each dollar of revenue generated before interest, taxes, depreciation and amortization.
EBITDA / Revenues
(=) EBITDA %
EBITDA % for PROVIDENT FINANCIAL HOLDINGS INC is calculated as follows: EBITDA [ $ 13.29M ] / Revenues [ $ 38.07M ]
(=) EBITDA % [ 34.92% ]

PROV - EBITDA Margin, Last 5 years

31.16%

Minimum

Jun 30, 2025

51.88%

Maximum

Dec 31, 2021

39.36%

Average

37.84%

Median

EBITDA % Benchmark Analysis

The chart above depicts the distribution of EBITDA % for companies in the Total Stock Market. The average EBITDA % of the companies is 16.22% with a standard deviation of 26.69%.
The following table provides additional summary stats:
EBITDA % in the Market:
filtered constituents3.29K
min-74.33%
max97.24%
average16.22%
median14.74%
std26.69%