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17.11%Debt to Assets Ratio
VS
Market
56
Sector
29
Industry
4
History
20
$ 15.77Close
$ 13.5 - $ 16.5 52-Week Range
Ticker Information

Ticker

PROV

Company Name

PROVIDENT FINANCIAL HOLDINGS INC

Sector

Financial Services

Industry

Banks - Regional

Exchange

NASDAQ

PROVIDENT FINANCIAL HOLDINGS INC - Debt to Assets Ratio Chart Analysis (TTM)

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PROV - Debt to Assets Historical data
DateTotal AssetsTotal DebtDebt to Assets Ratio
6/30/2025$ 1.25B$ 213.07M17.11%
3/31/2025$ 1.26B$ 215.58M17.11%
12/31/2024$ 1.25B$ 245.5M19.56%
9/30/2024$ 1.26B$ 249.5M19.84%
6/30/2024$ 1.27B$ 238.5M18.75%
3/31/2024$ 1.29B$ 235M18.22%
12/31/2023$ 1.3B$ 242.5M18.64%
9/30/2023$ 1.31B$ 235.01M17.9%
6/30/2023$ 1.33B$ 235.01M17.63%
3/31/2023$ 1.34B$ 205.01M15.35%
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Key Performance Insights, Last 5 Years

  • PROVIDENT FINANCIAL HOLDINGS INC's latest trailing twelve months (TTM) Debt to Assets stands at 11.49%.
  • Over the past 5 years, PROVIDENT FINANCIAL HOLDINGS INC's average Debt to Assets has been 13.55%.
  • The median Debt to Assets for PROVIDENT FINANCIAL HOLDINGS INC during this period was 14.76%
  • PROVIDENT FINANCIAL HOLDINGS INC reached its highest Debt to Assets over the past 5 years at 19.84%.
  • The lowest Debt to Assets recorded by PROVIDENT FINANCIAL HOLDINGS INC in the same timeframe 6.73%

PROVIDENT FINANCIAL HOLDINGS INC's Debt to Assets vs. competitors

We picked the following companies as peers based on multiple factors, including sector, industry, market capitalization and revenue

Debt to Assets Benchmarks
CompanyDebt to Assets
PBHC : PATHFINDER BANCORP INC 9.6%MGYR : MAGYAR BANCORP INC 3.65%SFBC : SOUND FINANCIAL BANCORP INC 3.96%AUBN : AUBURN NATIONAL BANCORPORATION INC 0%RVSB : RIVERVIEW BANCORP INC 8.72%LSBK : LAKE SHORE BANCORP INC 0.69%FCAP : FIRST CAPITAL INC 0%FUSB : FIRST US BANCSHARES INC 4.02%AFBI : AFFINITY BANCSHARES INC 5.78%SRBK : SR BANCORP INC 3.87%

Definition of Debt to Assets Ratio

[Calculation] Debt to Assets measures the ratio between a company’s [Liabilities] and [Assets]. A high ratio might indicate more risk.
Debt / Assets
(=) Debt to Assets
Debt to Assets for PROVIDENT FINANCIAL HOLDINGS INC is calculated as follows: Debt [ $ 136.03M ] / Assets [ $ 1.18B ]
(=) Debt to Assets [ 11.49% ]

PROV - Debt to Assets Ratio, Last 5 years

6.73%

Minimum

Mar 31, 2022

19.84%

Maximum

Sep 30, 2024

13.55%

Average

14.76%

Median

Debt to Assets Benchmark Analysis

The chart above depicts the distribution of Debt to Assets for companies in the Total Stock Market. The average Debt to Assets of the companies is 26.35% with a standard deviation of 24.48%.
The following table provides additional summary stats:
Debt to Assets in the Market:
filtered constituents4.37K
min0%
max116.6%
average26.35%
median21.12%
std24.48%