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-1.72%Return on Assets
VS
Market
40
Sector
7
Industry
13
History
15
$ 41.38Close
$ 27.13 - $ 51.25 52-Week Range
Ticker Information

Ticker

ECPG

Company Name

ENCORE CAPITAL GROUP INC

Sector

Financial Services

Industry

Mortgage Finance

Exchange

NASDAQ

ENCORE CAPITAL GROUP INC - Return on Assets Chart Analysis (TTM)

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ECPG - ROA Historical data
DateTotal AssetsNet Income Common StockReturn on Assets
6/30/2025$ 5.19B$ -89.15M-1.72%
3/31/2025$ 4.97B$ -115.69M-2.33%
12/31/2024$ 4.79B$ -139.24M-2.91%
9/30/2024$ 4.99B$ -184.7M-3.7%
6/30/2024$ 4.82B$ -196M-4.07%
3/31/2024$ 4.69B$ -201.88M-4.31%
12/31/2023$ 4.63B$ -206.49M-4.46%
9/30/2023$ 4.76B$ -8.85M-0.19%
6/30/2023$ 4.88B$ 3.31M0.07%
3/31/2023$ 4.69B$ 37.44M0.8%
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Key Performance Insights, Last 5 Years

  • ENCORE CAPITAL GROUP INC's latest trailing twelve months (TTM) ROA stands at 4.6%.
  • Over the past 5 years, ENCORE CAPITAL GROUP INC's average ROA has been 2.19%.
  • The median ROA for ENCORE CAPITAL GROUP INC during this period was 2.56%
  • ENCORE CAPITAL GROUP INC reached its highest ROA over the past 5 years at 9.36%.
  • The lowest ROA recorded by ENCORE CAPITAL GROUP INC in the same timeframe -4.46%

ENCORE CAPITAL GROUP INC's ROA vs. competitors

We picked the following companies as peers based on multiple factors, including sector, industry, market capitalization and revenue

ROA Benchmarks
CompanyROA
LDI : LOANDEPOT INC -1.08%OPY : OPPENHEIMER HOLDINGS INC 2.37%GHLD : GUILD HOLDINGS CO 0.51%EZPW : EZCORP INC 5.21%UFCS : UNITED FIRE GROUP INC 2.51%UVE : UNIVERSAL INSURANCE HOLDINGS INC 2.03%ONIT : ONITY GROUP INC 0.21%SAFT : SAFETY INSURANCE GROUP INC 3.59%VEL : VELOCITY FINANCIAL INC 1.24%EIG : EMPLOYERS HOLDINGS INC 2.85%

Definition of Return on Assets

[Calculation] Return on Assets (ROA) measures net income [NetIncCmn] as percentage of total [Assets]. A high ROA shows an effective allocation of capital by the company.
Net Inc. Cmn. / Assets
(=) ROA
ROA for ENCORE CAPITAL GROUP INC is calculated as follows: Net Inc. Cmn. [ $ 217.61M ] / Assets [ $ 4.73B ]
(=) ROA [ 4.6% ]

ECPG - Return on Assets, Last 5 years

-4.46%

Minimum

Dec 31, 2023

9.36%

Maximum

Mar 31, 2022

2.19%

Average

2.56%

Median

ROA Benchmark Analysis

The chart above depicts the distribution of ROA for companies in the Total Stock Market. The average ROA of the companies is 0.15% with a standard deviation of 10.55%.
The following table provides additional summary stats:
ROA in the Market:
filtered constituents3.44K
min-33.29%
max33.98%
average0.15%
median1.53%
std10.55%