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19.07%Interest Expense Margin
VS
Market
9
Sector
8
Industry
27
History
13
$ 41.38Close
$ 27.13 - $ 51.25 52-Week Range
Ticker Information

Ticker

ECPG

Company Name

ENCORE CAPITAL GROUP INC

Sector

Financial Services

Industry

Mortgage Finance

Exchange

NASDAQ

ENCORE CAPITAL GROUP INC - Interest Expense Margin Chart Analysis (TTM)

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ECPG - Int. Exp. % Historical data
DateInterest ExpenseInterest Expense MarginRevenues
6/30/2025$ 279.88M19.07%$ 1.47B
3/31/2025$ 267.31M19.36%$ 1.38B
12/31/2024$ 252.54M19.19%$ 1.32B
9/30/2024$ 238.55M17.96%$ 1.33B
6/30/2024$ 222.2M17.49%$ 1.27B
3/31/2024$ 210.81M17.02%$ 1.24B
12/31/2023$ 201.88M16.51%$ 1.22B
9/30/2023$ 189.69M16.09%$ 1.18B
6/30/2023$ 178.44M15.16%$ 1.18B
3/31/2023$ 165.51M13.66%$ 1.21B
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Key Performance Insights, Last 5 Years

  • ENCORE CAPITAL GROUP INC's latest trailing twelve months (TTM) Int. Exp. % stands at 15.44%.
  • Over the past 5 years, ENCORE CAPITAL GROUP INC's average Int. Exp. % has been 14.26%.
  • The median Int. Exp. % for ENCORE CAPITAL GROUP INC during this period was 14.55%
  • ENCORE CAPITAL GROUP INC reached its highest Int. Exp. % over the past 5 years at 19.36%.
  • The lowest Int. Exp. % recorded by ENCORE CAPITAL GROUP INC in the same timeframe 9.26%

ENCORE CAPITAL GROUP INC's Int. Exp. % vs. competitors

We picked the following companies as peers based on multiple factors, including sector, industry, market capitalization and revenue

Int. Exp. % Benchmarks
CompanyInt. Exp. %
LDI : LOANDEPOT INC 15.62%OPY : OPPENHEIMER HOLDINGS INC 6%GHLD : GUILD HOLDINGS CO 0%EZPW : EZCORP INC 1.47%UFCS : UNITED FIRE GROUP INC 0.75%UVE : UNIVERSAL INSURANCE HOLDINGS INC 0.41%ONIT : ONITY GROUP INC 46.65%SAFT : SAFETY INSURANCE GROUP INC 0.07%VEL : VELOCITY FINANCIAL INC 0%EIG : EMPLOYERS HOLDINGS INC 0.01%

Definition of Interest Expense Margin

[Calculation] The company’s interest expenses [IntExp] expressed as a percentage of [Revenue].
Int. Exp. / Revenues
(=) Int. Exp. %
Int. Exp. % for ENCORE CAPITAL GROUP INC is calculated as follows: Int. Exp. [ $ 226.47M ] / Revenues [ $ 1.47B ]
(=) Int. Exp. % [ 15.44% ]

ECPG - Interest Expense Margin, Last 5 years

9.26%

Minimum

Jun 30, 2022

19.36%

Maximum

Mar 31, 2025

14.26%

Average

14.55%

Median

Int. Exp. % Benchmark Analysis

The chart above depicts the distribution of Int. Exp. % for companies in the Total Stock Market. The average Int. Exp. % of the companies is 1.63% with a standard deviation of 2.2%.
The following table provides additional summary stats:
Int. Exp. % in the Market:
filtered constituents3.15K
min-4.94%
max8.51%
average1.63%
median0.79%
std2.2%