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11.82%Return on Equity
VS
Market
74
Sector
71
Industry
85
History
73
$ 30.38Close
$ 23.84 - $ 32.41 52-Week Range
Ticker Information

Ticker

PEBK

Company Name

PEOPLES BANCORP OF NORTH CAROLINA INC

Sector

Financial Services

Industry

Banks - Regional

Exchange

NASDAQ

PEOPLES BANCORP OF NORTH CAROLINA INC - Return on Equity Chart Analysis (TTM)

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PEBK - ROE Historical data
DateShareholders EquityNet Income Common StockReturn on Equity
6/30/2025$ 144M$ 17.02M11.82%
3/31/2025$ 138.51M$ 16.75M12.09%
12/31/2024$ 130.56M$ 16.35M12.52%
9/30/2024$ 136.28M$ 16.23M11.91%
6/30/2024$ 124.31M$ 16.4M13.2%
3/31/2024$ 121.09M$ 16.32M13.48%
12/31/2023$ 121.02M$ 15.55M12.85%
9/30/2023$ 107.35M$ 16.25M15.14%
6/30/2023$ 112.37M$ 17.43M15.51%
3/31/2023$ 114.78M$ 15.84M13.8%
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Key Performance Insights, Last 5 Years

  • PEOPLES BANCORP OF NORTH CAROLINA INC's latest trailing twelve months (TTM) ROE stands at 8.89%.
  • Over the past 5 years, PEOPLES BANCORP OF NORTH CAROLINA INC's average ROE has been 12.12%.
  • The median ROE for PEOPLES BANCORP OF NORTH CAROLINA INC during this period was 12%
  • PEOPLES BANCORP OF NORTH CAROLINA INC reached its highest ROE over the past 5 years at 15.51%.
  • The lowest ROE recorded by PEOPLES BANCORP OF NORTH CAROLINA INC in the same timeframe 8.12%

PEOPLES BANCORP OF NORTH CAROLINA INC's ROE vs. competitors

We picked the following companies as peers based on multiple factors, including sector, industry, market capitalization and revenue

ROE Benchmarks
CompanyROE
EBMT : EAGLE BANCORP MONTANA INC 6.99%HNVR : HANOVER BANCORP INC 5.73%FSFG : FIRST SAVINGS FINANCIAL GROUP INC 11.73%MNSB : MAINSTREET BANCSHARES INC -5.16%OPBK : OP BANCORP 10.43%LARK : LANDMARK BANCORP INC 11%BCBP : BCB BANCORP INC 1.03%OVBC : OHIO VALLEY BANC CORP 8.62%CZWI : CITIZENS COMMUNITY BANCORP INC 6.79%MRBK : MERIDIAN CORP 10.3%

Definition of Return on Equity

[Calculation] Return on Equity (ROE) measures net income [NetIncCmn] as percentage of [Equity]. A high ROE shows an effective use of investor capital, but it doesn't consider any risks related to financial leverage [Debt].
Net Inc. Cmn. / Equity
(=) ROE
ROE for PEOPLES BANCORP OF NORTH CAROLINA INC is calculated as follows: Net Inc. Cmn. [ $ 12.4M ] / Equity [ $ 139.45M ]
(=) ROE [ 8.89% ]

PEBK - Return on Equity, Last 5 years

8.12%

Minimum

Dec 31, 2020

15.51%

Maximum

Jun 30, 2023

12.12%

Average

12%

Median

ROE Benchmark Analysis

The chart above depicts the distribution of ROE for companies in the Total Stock Market. The average ROE of the companies is 1.61% with a standard deviation of 22.54%.
The following table provides additional summary stats:
ROE in the Market:
filtered constituents3.13K
min-66.24%
max73.25%
average1.61%
median6.45%
std22.54%