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11.67%Net Margin
VS
Market
72
Sector
33
Industry
43
History
57
$ 55.42Close
$ 41.88 - $ 66.98 52-Week Range
Ticker Information

Ticker

BFH

Company Name

BREAD FINANCIAL HOLDINGS INC

Sector

Financial Services

Industry

Credit Services

Exchange

NYSE

BREAD FINANCIAL HOLDINGS INC - Net Margin Chart Analysis (TTM)

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BFH - Net % Historical data
DateNet Income Common StockNet MarginRevenues
6/30/2025$ 286M11.67%$ 2.45B
3/31/2025$ 280M11.45%$ 2.44B
12/31/2024$ 277M11.35%$ 2.44B
9/30/2024$ 312M12.65%$ 2.47B
6/30/2024$ 481M18.64%$ 2.58B
3/31/2024$ 396M15.55%$ 2.55B
12/31/2023$ 718M23.46%$ 3.06B
9/30/2023$ 540M18.84%$ 2.87B
6/30/2023$ 503M17.87%$ 2.81B
3/31/2023$ 467M17.38%$ 2.69B
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Key Performance Insights, Last 5 Years

  • BREAD FINANCIAL HOLDINGS INC's latest trailing twelve months (TTM) Net % stands at 6.14%.
  • Over the past 5 years, BREAD FINANCIAL HOLDINGS INC's average Net % has been 16.86%.
  • The median Net % for BREAD FINANCIAL HOLDINGS INC during this period was 16.97%
  • BREAD FINANCIAL HOLDINGS INC reached its highest Net % over the past 5 years at 30.57%.
  • The lowest Net % recorded by BREAD FINANCIAL HOLDINGS INC in the same timeframe 4.73%

BREAD FINANCIAL HOLDINGS INC's Net % vs. competitors

We picked the following companies as peers based on multiple factors, including sector, industry, market capitalization and revenue

Net % Benchmarks
CompanyNet %
ENVA : ENOVA INTERNATIONAL INC 15.24%WU : WESTERN UNION CO 21.84%HG : HAMILTON INSURANCE GROUP LTD 14.67%NNI : NELNET INC 20.42%SEZL : SEZZLE INC 28.13%SPNT : SIRIUSPOINT LTD 3.77%CACC : CREDIT ACCEPTANCE CORP 18.69%DNB : DUN & BRADSTREET HOLDINGS INC -1.6%STC : STEWART INFORMATION SERVICES CORP 3.34%GDOT : GREEN DOT CORP -1.24%

Definition of Net Margin

[Calculation] A company’s Net Income [NetIncCmn] as a percentage of [Revenue]. Measures how much earnings a company produces for each dollar of revenue generated.
Net Inc. Cmn. / Revenues
(=) Net %
Net % for BREAD FINANCIAL HOLDINGS INC is calculated as follows: Net Inc. Cmn. [ $ 299.2M ] / Revenues [ $ 4.87B ]
(=) Net % [ 6.14% ]

BFH - Net Margin, Last 5 years

4.73%

Minimum

Dec 31, 2020

30.57%

Maximum

Mar 31, 2022

16.86%

Average

16.97%

Median

Net % Benchmark Analysis

The chart above depicts the distribution of Net % for companies in the Total Stock Market. The average Net % of the companies is 4.8% with a standard deviation of 19.81%.
The following table provides additional summary stats:
Net % in the Market:
filtered constituents3.19K
min-63.83%
max69.74%
average4.8%
median5.25%
std19.81%