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1.47%Return on Assets
VS
Market
58
Sector
65
Industry
91
History
88
$ 4.11Close
$ 3.61 - $ 5.48 52-Week Range
Ticker Information

Ticker

OPHC

Company Name

OPTIMUMBANK HOLDINGS INC

Sector

Financial Services

Industry

Banks - Regional

Exchange

NYSEMKT

OPTIMUMBANK HOLDINGS INC - Return on Assets Chart Analysis (TTM)

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OPHC - ROA Historical data
DateTotal AssetsNet Income Common StockReturn on Assets
6/30/2025$ 999.13M$ 14.72M1.47%
3/31/2025$ 977.47M$ 14.62M1.5%
12/31/2024$ 932.93M$ 13.12M1.41%
9/30/2024$ 945.19M$ 11.72M1.24%
6/30/2024$ 899.78M$ 9.69M1.08%
3/31/2024$ 940.63M$ 7.51M0.8%
12/31/2023$ 791.25M$ 6.28M0.79%
9/30/2023$ 713.24M$ 5.28M0.74%
6/30/2023$ 632.51M$ 4.69M0.74%
3/31/2023$ 622.04M$ 4.32M0.69%
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Key Performance Insights, Last 5 Years

  • OPTIMUMBANK HOLDINGS INC's latest trailing twelve months (TTM) ROA stands at -0.67%.
  • Over the past 5 years, OPTIMUMBANK HOLDINGS INC's average ROA has been 0.87%.
  • The median ROA for OPTIMUMBANK HOLDINGS INC during this period was 0.8%
  • OPTIMUMBANK HOLDINGS INC reached its highest ROA over the past 5 years at 1.79%.
  • The lowest ROA recorded by OPTIMUMBANK HOLDINGS INC in the same timeframe -0.67%

OPTIMUMBANK HOLDINGS INC's ROA vs. competitors

We picked the following companies as peers based on multiple factors, including sector, industry, market capitalization and revenue

ROA Benchmarks
CompanyROA
ASRV : AMERISERV FINANCIAL INC 0.26%FUSB : FIRST US BANCSHARES INC 0.51%HFBL : HOME FEDERAL BANCORP INC OF LOUISIANA 0.64%TCBS : TEXAS COMMUNITY BANCSHARES INC 0.53%PBBK : PB BANKSHARES INC 0.47%FNWB : FIRST NORTHWEST BANCORP -0.46%BYFC : BROADWAY FINANCIAL CORP -0.16%FSEA : FIRST SEACOAST BANCORP INC -0.42%CLST : CATALYST BANCORP INC 0.8%PBHC : PATHFINDER BANCORP INC 0.15%

Definition of Return on Assets

[Calculation] Return on Assets (ROA) measures net income [NetIncCmn] as percentage of total [Assets]. A high ROA shows an effective allocation of capital by the company.
Net Inc. Cmn. / Assets
(=) ROA
ROA for OPTIMUMBANK HOLDINGS INC is calculated as follows: Net Inc. Cmn. [ $ -1.4M ] / Assets [ $ 208.6M ]
(=) ROA [ -0.67% ]

OPHC - Return on Assets, Last 5 years

-0.67%

Minimum

Sep 30, 2020

1.79%

Maximum

Dec 31, 2021

0.87%

Average

0.8%

Median

ROA Benchmark Analysis

The chart above depicts the distribution of ROA for companies in the Total Stock Market. The average ROA of the companies is 0.14% with a standard deviation of 10.59%.
The following table provides additional summary stats:
ROA in the Market:
filtered constituents3.44K
min-33.35%
max33.98%
average0.14%
median1.53%
std10.59%