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7.97Debt to Equity Ratio
VS
Market
11
Sector
39
Industry
57
History
98
$ 4.05Close
$ 3.61 - $ 5.48 52-Week Range
Ticker Information

Ticker

OPHC

Company Name

OPTIMUMBANK HOLDINGS INC

Sector

Financial Services

Industry

Banks - Regional

Exchange

NYSEMKT

OPTIMUMBANK HOLDINGS INC - Debt to Equity Ratio Chart Analysis (TTM)

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OPHC - D/E Historical data
DateDebt to Equity RatioShareholders EquityTotal Liabilities
6/30/20257.97$ 111.35M$ 887.78M
3/31/20258.05$ 108M$ 869.47M
12/31/20248.04$ 103.18M$ 829.75M
9/30/20249.2$ 92.69M$ 852.5M
6/30/20249.35$ 86.97M$ 812.81M
3/31/202410.33$ 83.04M$ 857.59M
12/31/202310.3$ 70.01M$ 721.25M
9/30/20239.77$ 66.25M$ 646.99M
6/30/20238.59$ 65.93M$ 566.58M
3/31/20238.58$ 64.91M$ 557.13M
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Key Performance Insights, Last 5 Years

  • OPTIMUMBANK HOLDINGS INC's latest trailing twelve months (TTM) D/E stands at 14.24.
  • Over the past 5 years, OPTIMUMBANK HOLDINGS INC's average D/E has been 9.37.
  • The median D/E for OPTIMUMBANK HOLDINGS INC during this period was 9.09
  • OPTIMUMBANK HOLDINGS INC reached its highest D/E over the past 5 years at 14.24.
  • The lowest D/E recorded by OPTIMUMBANK HOLDINGS INC in the same timeframe 6.85

OPTIMUMBANK HOLDINGS INC's D/E vs. competitors

We picked the following companies as peers based on multiple factors, including sector, industry, market capitalization and revenue

D/E Benchmarks
CompanyD/E
ASRV : AMERISERV FINANCIAL INC 12.06FUSB : FIRST US BANCSHARES INC 10.22HFBL : HOME FEDERAL BANCORP INC OF LOUISIANA 10.04TCBS : TEXAS COMMUNITY BANCSHARES INC 7.4PBBK : PB BANKSHARES INC 8.22FNWB : FIRST NORTHWEST BANCORP 13.66BYFC : BROADWAY FINANCIAL CORP 3.35FSEA : FIRST SEACOAST BANCORP INC 8.95CLST : CATALYST BANCORP INC 2.39PBHC : PATHFINDER BANCORP INC 11.1

Definition of Debt to Equity Ratio

[Calculation] Debt to Equity (D/E) measures the ratio between a company’s [Liabilities] and [Equity]. A high ratio might indicate more risk.
Liabilities / Equity
(=) D/E
D/E for OPTIMUMBANK HOLDINGS INC is calculated as follows: Liabilities [ $ 194.92M ] / Equity [ $ 13.68M ]
(=) D/E [ 14.24 ]

OPHC - Debt to Equity Ratio, Last 5 years

6.85

Minimum

Mar 31, 2022

14.24

Maximum

Sep 30, 2020

9.37

Average

9.09

Median

D/E Benchmark Analysis

The chart above depicts the distribution of D/E for companies in the Total Stock Market. The average D/E of the companies is 1.39 with a standard deviation of 1.31.
The following table provides additional summary stats:
D/E in the Market:
filtered constituents3.3K
min0
max6.05
average1.39
median0.98
std1.31