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16.06%Cash Return on Invested Capital
VS
Market
87
Sector
83
Industry
96
History
100
$ 4.11Close
$ 3.61 - $ 5.48 52-Week Range
Ticker Information

Ticker

OPHC

Company Name

OPTIMUMBANK HOLDINGS INC

Sector

Financial Services

Industry

Banks - Regional

Exchange

NYSEMKT

OPTIMUMBANK HOLDINGS INC - Cash Return on Invested Capital Chart Analysis (TTM)

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OPHC - CROIC Historical data
DateCash Return on Invested CapitalFree Cash FlowInvested Capital
6/30/202516.06%$ 18.31M$ 114.01M
3/31/202512.57%$ 15.18M$ 120.75M
12/31/20249.37%$ 14.62M$ 155.96M
9/30/20246.71%$ 9.04M$ 134.75M
6/30/20244.66%$ 6.24M$ 134.09M
3/31/20246.28%$ 8.71M$ 138.58M
12/31/20234.2%$ 6.21M$ 147.85M
9/30/202310.35%$ 9.54M$ 92.16M
6/30/202313.64%$ 10.69M$ 78.37M
3/31/20238.82%$ 8.23M$ 93.32M
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Key Performance Insights, Last 5 Years

  • OPTIMUMBANK HOLDINGS INC's latest trailing twelve months (TTM) CROIC stands at -4.01%.
  • Over the past 5 years, OPTIMUMBANK HOLDINGS INC's average CROIC has been 6.4%.
  • The median CROIC for OPTIMUMBANK HOLDINGS INC during this period was 7.17%
  • OPTIMUMBANK HOLDINGS INC reached its highest CROIC over the past 5 years at 16.06%.
  • The lowest CROIC recorded by OPTIMUMBANK HOLDINGS INC in the same timeframe -4.01%

OPTIMUMBANK HOLDINGS INC's CROIC vs. competitors

We picked the following companies as peers based on multiple factors, including sector, industry, market capitalization and revenue

CROIC Benchmarks
CompanyCROIC
ASRV : AMERISERV FINANCIAL INC 1.54%FUSB : FIRST US BANCSHARES INC 5.02%HFBL : HOME FEDERAL BANCORP INC OF LOUISIANA 9.08%TCBS : TEXAS COMMUNITY BANCSHARES INC 0.03%PBBK : PB BANKSHARES INC 2.85%FNWB : FIRST NORTHWEST BANCORP -0.73%BYFC : BROADWAY FINANCIAL CORP 1.9%FSEA : FIRST SEACOAST BANCORP INC -1.07%CLST : CATALYST BANCORP INC 3.13%PBHC : PATHFINDER BANCORP INC 4.59%

Definition of Cash Return on Invested Capital

[Calculation] Cash Return on Invested Capital (CROIC) measures how well a company uses its invested capital to produce cash. It is calculated as Free Cash Flow [FCF] divided by invested capital [InvCapital].
FCF / Inv. Capital
(=) CROIC
CROIC for OPTIMUMBANK HOLDINGS INC is calculated as follows: FCF [ $ -1.62M ] / Inv. Capital [ $ 40.37M ]
(=) CROIC [ -4.01% ]

OPHC - Cash Return on Invested Capital, Last 5 years

-4.01%

Minimum

Sep 30, 2020

16.06%

Maximum

Jun 30, 2025

6.4%

Average

7.17%

Median

CROIC Benchmark Analysis

The chart above depicts the distribution of CROIC for companies in the Total Stock Market. The average CROIC of the companies is 2.85% with a standard deviation of 15.01%.
The following table provides additional summary stats:
CROIC in the Market:
filtered constituents3.46K
min-43.73%
max49.57%
average2.85%
median5.02%
std15.01%