logo
Select company
Select metric
6.06%Return on Equity
VS
Market
56
Sector
31
Industry
32
History
40
$ 15.29Close
$ 11.86 - $ 16.53 52-Week Range
Ticker Information

Ticker

WSBF

Company Name

WATERSTONE FINANCIAL INC

Sector

Financial Services

Industry

Banks - Regional

Exchange

NASDAQ

WATERSTONE FINANCIAL INC - Return on Equity Chart Analysis (TTM)

From
Zoom
1Y
3Y
5Y
10Y

WSBF - ROE Historical data
DateShareholders EquityNet Income Common StockReturn on Equity
6/30/2025$ 341.49M$ 20.7M6.06%
3/31/2025$ 341.36M$ 18.69M5.47%
12/31/2024$ 339.13M$ 18.69M5.51%
9/30/2024$ 342M$ 13.44M3.93%
6/30/2024$ 334.95M$ 11.96M3.57%
3/31/2024$ 338M$ 10.26M3.03%
12/31/2023$ 344.06M$ 9.38M2.72%
9/30/2023$ 346.33M$ 10.35M2.99%
6/30/2023$ 355.76M$ 12.37M3.48%
3/31/2023$ 365.81M$ 16.35M4.47%
Previous (option currently disabled)
1 (current)
Next (option currently disabled)

Key Performance Insights, Last 5 Years

  • WATERSTONE FINANCIAL INC's latest trailing twelve months (TTM) ROE stands at 15.55%.
  • Over the past 5 years, WATERSTONE FINANCIAL INC's average ROE has been 9.73%.
  • The median ROE for WATERSTONE FINANCIAL INC during this period was 5.79%
  • WATERSTONE FINANCIAL INC reached its highest ROE over the past 5 years at 22.39%.
  • The lowest ROE recorded by WATERSTONE FINANCIAL INC in the same timeframe 2.72%

WATERSTONE FINANCIAL INC's ROE vs. competitors

We picked the following companies as peers based on multiple factors, including sector, industry, market capitalization and revenue

ROE Benchmarks
CompanyROE
LNKB : LINKBANCORP INC 12.55%FRST : PRIMIS FINANCIAL CORP 0.79%FSBW : FS BANCORP INC 11.24%CBAN : COLONY BANKCORP INC 9.41%MVBF : MVB FINANCIAL CORP 5.66%CFFI : C & F FINANCIAL CORP 10.19%CZFS : CITIZENS FINANCIAL SERVICES INC 10.08%CZNC : CITIZENS & NORTHERN CORP 9.41%NECB : NORTHEAST COMMUNITY BANCORP INC 13.26%PCB : PCB BANCORP 8.19%

Definition of Return on Equity

[Calculation] Return on Equity (ROE) measures net income [NetIncCmn] as percentage of [Equity]. A high ROE shows an effective use of investor capital, but it doesn't consider any risks related to financial leverage [Debt].
Net Inc. Cmn. / Equity
(=) ROE
ROE for WATERSTONE FINANCIAL INC is calculated as follows: Net Inc. Cmn. [ $ 62.1M ] / Equity [ $ 399.43M ]
(=) ROE [ 15.55% ]

WSBF - Return on Equity, Last 5 years

2.72%

Minimum

Dec 31, 2023

22.39%

Maximum

Mar 31, 2021

9.73%

Average

5.79%

Median

ROE Benchmark Analysis

The chart above depicts the distribution of ROE for companies in the Total Stock Market. The average ROE of the companies is 1.61% with a standard deviation of 22.54%.
The following table provides additional summary stats:
ROE in the Market:
filtered constituents3.13K
min-66.24%
max73.25%
average1.61%
median6.45%
std22.54%