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4.48%Return on Assets
VS
Market
75
Sector
84
Industry
71
History
48
$ 108.56Close
$ 83.28 - $ 127.32 52-Week Range
Ticker Information

Ticker

ENVA

Company Name

ENOVA INTERNATIONAL INC

Sector

Financial Services

Industry

Credit Services

Exchange

NYSE

ENOVA INTERNATIONAL INC - Return on Assets Chart Analysis (TTM)

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ENVA - ROA Historical data
DateTotal AssetsNet Income Common StockReturn on Assets
6/30/2025$ 5.72B$ 256.2M4.48%
3/31/2025$ 5.46B$ 233.97M4.29%
12/31/2024$ 5.27B$ 209.45M3.98%
9/30/2024$ 4.98B$ 180.52M3.63%
6/30/2024$ 4.82B$ 178.39M3.7%
3/31/2024$ 4.64B$ 172.63M3.72%
12/31/2023$ 4.59B$ 175.12M3.82%
9/30/2023$ 4.1B$ 191.22M4.66%
6/30/2023$ 3.91B$ 201.65M5.16%
3/31/2023$ 3.85B$ 205.9M5.35%
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Key Performance Insights, Last 5 Years

  • ENOVA INTERNATIONAL INC's latest trailing twelve months (TTM) ROA stands at 5.91%.
  • Over the past 5 years, ENOVA INTERNATIONAL INC's average ROA has been 8%.
  • The median ROA for ENOVA INTERNATIONAL INC during this period was 5.42%
  • ENOVA INTERNATIONAL INC reached its highest ROA over the past 5 years at 21.01%.
  • The lowest ROA recorded by ENOVA INTERNATIONAL INC in the same timeframe 3.63%

ENOVA INTERNATIONAL INC's ROA vs. competitors

We picked the following companies as peers based on multiple factors, including sector, industry, market capitalization and revenue

ROA Benchmarks
CompanyROA
BFH : BREAD FINANCIAL HOLDINGS INC 1.31%NNI : NELNET INC 2.4%LC : LENDINGCLUB CORP 0.69%WD : WALKER & DUNLOP INC 2.36%GDOT : GREEN DOT CORP -0.43%SEZL : SEZZLE INC 29.83%EZPW : EZCORP INC 5.21%HMN : HORACE MANN EDUCATORS CORP 0.95%TRUP : TRUPANION INC 1.3%BKU : BANKUNITED INC 0.73%

Definition of Return on Assets

[Calculation] Return on Assets (ROA) measures net income [NetIncCmn] as percentage of total [Assets]. A high ROA shows an effective allocation of capital by the company.
Net Inc. Cmn. / Assets
(=) ROA
ROA for ENOVA INTERNATIONAL INC is calculated as follows: Net Inc. Cmn. [ $ 96.6M ] / Assets [ $ 1.63B ]
(=) ROA [ 5.91% ]

ENVA - Return on Assets, Last 5 years

3.63%

Minimum

Sep 30, 2024

21.01%

Maximum

Mar 31, 2021

8%

Average

5.42%

Median

ROA Benchmark Analysis

The chart above depicts the distribution of ROA for companies in the Total Stock Market. The average ROA of the companies is 0.15% with a standard deviation of 10.55%.
The following table provides additional summary stats:
ROA in the Market:
filtered constituents3.44K
min-33.29%
max33.98%
average0.15%
median1.53%
std10.55%