logo
Select company
Select metric
1.82%Return on Equity
VS
Market
46
Sector
17
Industry
12
History
3
$ -1Close
$ -1 - $ -1 52-Week Range
Ticker Information

Ticker

PBHC

Company Name

PATHFINDER BANCORP INC

Sector

Financial Services

Industry

Banks - Regional

Exchange

NASDAQ

PATHFINDER BANCORP INC - Return on Equity Chart Analysis (TTM)

From
Zoom
1Y
3Y
5Y
10Y

PBHC - ROE Historical data
DateShareholders EquityNet Income Common StockReturn on Equity
6/30/2025$ 124.41M$ 2.27M1.82%
3/31/2025$ 124.9M$ 4.24M3.39%
12/31/2024$ 121.48M$ 3.38M2.78%
9/30/2024$ 120.25M$ 2.01M1.67%
6/30/2024$ 123.35M$ 8.83M7.16%
3/31/2024$ 121.82M$ 8.81M7.24%
12/31/2023$ 119.5M$ 9.29M7.78%
9/30/2023$ 113.77M$ 10.29M9.04%
6/30/2023$ 113.78M$ 11.29M9.92%
3/31/2023$ 111.7M$ 12.58M11.26%
Previous (option currently disabled)
1 (current)
Next (option currently disabled)

Key Performance Insights, Last 5 Years

  • PATHFINDER BANCORP INC's latest trailing twelve months (TTM) ROE stands at 5.75%.
  • Over the past 5 years, PATHFINDER BANCORP INC's average ROE has been 7.74%.
  • The median ROE for PATHFINDER BANCORP INC during this period was 7.51%
  • PATHFINDER BANCORP INC reached its highest ROE over the past 5 years at 12.5%.
  • The lowest ROE recorded by PATHFINDER BANCORP INC in the same timeframe 1.67%

PATHFINDER BANCORP INC's ROE vs. competitors

We picked the following companies as peers based on multiple factors, including sector, industry, market capitalization and revenue

ROE Benchmarks
CompanyROE
PROV : PROVIDENT FINANCIAL HOLDINGS INC 4.87%AUBN : AUBURN NATIONAL BANCORPORATION INC 7.73%FUSB : FIRST US BANCSHARES INC 5.75%MGYR : MAGYAR BANCORP INC 8.41%BYFC : BROADWAY FINANCIAL CORP -0.71%UBCP : UNITED BANCORP INC 12.5%SFBC : SOUND FINANCIAL BANCORP INC 5.94%IROQ : IF BANCORP INC 5.26%LSBK : LAKE SHORE BANCORP INC 6.22%RVSB : RIVERVIEW BANCORP INC 3.19%

Definition of Return on Equity

[Calculation] Return on Equity (ROE) measures net income [NetIncCmn] as percentage of [Equity]. A high ROE shows an effective use of investor capital, but it doesn't consider any risks related to financial leverage [Debt].
Net Inc. Cmn. / Equity
(=) ROE
ROE for PATHFINDER BANCORP INC is calculated as follows: Net Inc. Cmn. [ $ 5.43M ] / Equity [ $ 94.48M ]
(=) ROE [ 5.75% ]

PBHC - Return on Equity, Last 5 years

1.67%

Minimum

Sep 30, 2024

12.5%

Maximum

Jun 30, 2022

7.74%

Average

7.51%

Median

ROE Benchmark Analysis

The chart above depicts the distribution of ROE for companies in the Total Stock Market. The average ROE of the companies is 1.61% with a standard deviation of 22.53%.
The following table provides additional summary stats:
ROE in the Market:
filtered constituents3.13K
min-66.24%
max73.25%
average1.61%
median6.52%
std22.53%