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4.46%Return on Equity
VS
Market
52
Sector
24
Industry
22
History
37
$ 12.3Close
$ 10.27 - $ 12.97 52-Week Range
Ticker Information

Ticker

PVBC

Company Name

PROVIDENT BANCORP INC

Sector

Financial Services

Industry

Banks - Regional

Exchange

NASDAQ

PROVIDENT BANCORP INC - Return on Equity Chart Analysis (TTM)

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PVBC - ROE Historical data
DateShareholders EquityNet Income Common StockReturn on Equity
6/30/2025$ 237.37M$ 10.59M4.46%
3/31/2025$ 234.03M$ 4.46M1.91%
12/31/2024$ 231.09M$ 7.27M3.15%
9/30/2024$ 226.16M$ 5.31M2.35%
6/30/2024$ 224.34M$ 7.06M3.15%
3/31/2024$ 227.24M$ 13.83M6.09%
12/31/2023$ 221.9M$ 10.95M4.94%
9/30/2023$ 217.58M$ 10.73M4.93%
6/30/2023$ 215.07M$ -27.05M-12.58%
3/31/2023$ 211.45M$ -24.89M-11.77%
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Key Performance Insights, Last 5 Years

  • PROVIDENT BANCORP INC's latest trailing twelve months (TTM) ROE stands at 4.27%.
  • Over the past 5 years, PROVIDENT BANCORP INC's average ROE has been 1.91%.
  • The median ROE for PROVIDENT BANCORP INC during this period was 4.7%
  • PROVIDENT BANCORP INC reached its highest ROE over the past 5 years at 8.26%.
  • The lowest ROE recorded by PROVIDENT BANCORP INC in the same timeframe -12.58%

PROVIDENT BANCORP INC's ROE vs. competitors

We picked the following companies as peers based on multiple factors, including sector, industry, market capitalization and revenue

ROE Benchmarks
CompanyROE
OPOF : OLD POINT FINANCIAL CORP 7.33%NWFL : NORWOOD FINANCIAL CORP 1.41%FVCB : FVCBANKCORP INC 8.39%VABK : VIRGINIA NATIONAL BANKSHARES CORP 10.47%FBLA : FB BANCORP INC -1.41%BPRN : PRINCETON BANCORP INC 2.61%EFSI : EAGLE FINANCIAL SERVICES INC 4.4%PKBK : PARKE BANCORP INC 9.91%CBNA : CHAIN BRIDGE BANCORP INC 13.65%MBCN : MIDDLEFIELD BANC CORP 8.41%

Definition of Return on Equity

[Calculation] Return on Equity (ROE) measures net income [NetIncCmn] as percentage of [Equity]. A high ROE shows an effective use of investor capital, but it doesn't consider any risks related to financial leverage [Debt].
Net Inc. Cmn. / Equity
(=) ROE
ROE for PROVIDENT BANCORP INC is calculated as follows: Net Inc. Cmn. [ $ 10.23M ] / Equity [ $ 239.43M ]
(=) ROE [ 4.27% ]

PVBC - Return on Equity, Last 5 years

-12.58%

Minimum

Jun 30, 2023

8.26%

Maximum

Jun 30, 2022

1.91%

Average

4.7%

Median

ROE Benchmark Analysis

The chart above depicts the distribution of ROE for companies in the Total Stock Market. The average ROE of the companies is 1.63% with a standard deviation of 22.52%.
The following table provides additional summary stats:
ROE in the Market:
filtered constituents3.13K
min-66.24%
max73.25%
average1.63%
median6.53%
std22.52%