logo
Select company
Select metric
4.91%Return on Invested Capital
VS
Market
65
Sector
46
Industry
47
History
74
$ 5.32Close
$ 3.3 - $ 5.89 52-Week Range
Ticker Information

Ticker

CIA

Company Name

CITIZENS INC

Sector

Financial Services

Industry

Insurance - Life

Exchange

NYSE

CITIZENS INC - Return on Invested Capital Chart Analysis (TTM)

From
Zoom
1Y
3Y
5Y
10Y

CIA - ROIC Historical data
DateInvested CapitalNet Income Common StockReturn on Invested Capital
6/30/2025$ 229.03M$ 11.25M4.91%
3/31/2025$ 218.14M$ 8.75M4.01%
12/31/2024$ 210.35M$ 14.91M7.09%
9/30/2024$ 207.57M$ 22.03M10.61%
6/30/2024$ 191.47M$ 21.94M11.46%
3/31/2024$ 195.18M$ 24.11M12.35%
12/31/2023$ 172.13M$ 24.44M14.2%
9/30/2023$ 152.75M$ 17.07M11.18%
6/30/2023$ 146.85M$ 9.24M6.29%
3/31/2023$ 154.29M$ -433K-0.28%
Previous (option currently disabled)
1 (current)
Next (option currently disabled)

Key Performance Insights, Last 5 Years

  • CITIZENS INC's latest trailing twelve months (TTM) ROIC stands at -2.55%.
  • Over the past 5 years, CITIZENS INC's average ROIC has been -26.1%.
  • The median ROIC for CITIZENS INC during this period was 6.29%
  • CITIZENS INC reached its highest ROIC over the past 5 years at 39.95%.
  • The lowest ROIC recorded by CITIZENS INC in the same timeframe -636.43%

CITIZENS INC's ROIC vs. competitors

We picked the following companies as peers based on multiple factors, including sector, industry, market capitalization and revenue

ROIC Benchmarks
CompanyROIC
KINS : KINGSTONE COMPANIES INC 27.57%AAME : ATLANTIC AMERICAN CORP 1.48%NEWT : NEWTEKONE INC 5.32%SNFCA : SECURITY NATIONAL FINANCIAL CORP 4.74%NODK : NI HOLDINGS INC 0.64%MFIN : MEDALLION FINANCIAL CORP 6.15%CFFI : C & F FINANCIAL CORP 6.34%SAMG : SILVERCREST ASSET MANAGEMENT GROUP INC 9.62%WSBF : WATERSTONE FINANCIAL INC 2.56%ISTR : INVESTAR HOLDING CORP 6.15%

Definition of Return on Invested Capital

[Calculation] Return on Invested Capital (ROIC) measures how well a company allocates its invested capital to profitable projects and/or investments. It is calculated as net income [NetIncCmn] divided by invested capital [InvCapital].
Net Inc. Cmn. / Inv. Capital
(=) ROIC
ROIC for CITIZENS INC is calculated as follows: Net Inc. Cmn. [ $ -7.58M ] / Inv. Capital [ $ 296.75M ]
(=) ROIC [ -2.55% ]

CIA - Return on Invested Capital, Last 5 years

-636.43%

Minimum

Dec 31, 2022

39.95%

Maximum

Jun 30, 2022

-26.1%

Average

6.29%

Median

ROIC Benchmark Analysis

The chart above depicts the distribution of ROIC for companies in the Total Stock Market. The average ROIC of the companies is 0.68% with a standard deviation of 15.2%.
The following table provides additional summary stats:
ROIC in the Market:
filtered constituents3.36K
min-46.36%
max48.66%
average0.68%
median3.38%
std15.2%