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12.19%Cash Return on Invested Capital
VS
Market
80
Sector
76
Industry
73
History
91
$ 5.39Close
$ 2.41 - $ 8.7 52-Week Range
Ticker Information

Ticker

OPRT

Company Name

OPORTUN FINANCIAL CORP

Sector

Financial Services

Industry

Credit Services

Exchange

NASDAQ

OPORTUN FINANCIAL CORP - Cash Return on Invested Capital Chart Analysis (TTM)

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OPRT - CROIC Historical data
DateCash Return on Invested CapitalFree Cash FlowInvested Capital
6/30/202512.19%$ 382.57M$ 3.14B
3/31/202512.2%$ 386.95M$ 3.17B
12/31/202411.79%$ 374.33M$ 3.18B
9/30/202412.22%$ 389.18M$ 3.18B
6/30/202412.13%$ 386.14M$ 3.18B
3/31/202411.81%$ 379.22M$ 3.21B
12/31/202310.81%$ 361.5M$ 3.34B
9/30/202310.03%$ 337.74M$ 3.37B
6/30/20238.59%$ 291.55M$ 3.39B
3/31/20236.89%$ 236.13M$ 3.43B
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Key Performance Insights, Last 5 Years

  • OPORTUN FINANCIAL CORP's latest trailing twelve months (TTM) CROIC stands at 8.88%.
  • Over the past 5 years, OPORTUN FINANCIAL CORP's average CROIC has been 8.15%.
  • The median CROIC for OPORTUN FINANCIAL CORP during this period was 7.74%
  • OPORTUN FINANCIAL CORP reached its highest CROIC over the past 5 years at 12.22%.
  • The lowest CROIC recorded by OPORTUN FINANCIAL CORP in the same timeframe 4%

OPORTUN FINANCIAL CORP's CROIC vs. competitors

We picked the following companies as peers based on multiple factors, including sector, industry, market capitalization and revenue

CROIC Benchmarks
CompanyCROIC
CPSS : CONSUMER PORTFOLIO SERVICES INC 7.18%FOA : FINANCE OF AMERICA COMPANIES INC -1.26%MFIN : MEDALLION FINANCIAL CORP 11.92%SNFCA : SECURITY NATIONAL FINANCIAL CORP -3.11%NODK : NI HOLDINGS INC 8.04%PMTS : CPI CARD GROUP INC 11.89%RM : REGIONAL MANAGEMENT CORP 14.46%LPRO : OPEN LENDING CORP 0.92%CIA : CITIZENS INC 10.48%RWAY : RUNWAY GROWTH FINANCE CORP 11.14%

Definition of Cash Return on Invested Capital

[Calculation] Cash Return on Invested Capital (CROIC) measures how well a company uses its invested capital to produce cash. It is calculated as Free Cash Flow [FCF] divided by invested capital [InvCapital].
FCF / Inv. Capital
(=) CROIC
CROIC for OPORTUN FINANCIAL CORP is calculated as follows: FCF [ $ 161.71M ] / Inv. Capital [ $ 1.82B ]
(=) CROIC [ 8.88% ]

OPRT - Cash Return on Invested Capital, Last 5 years

4%

Minimum

Sep 30, 2021

12.22%

Maximum

Sep 30, 2024

8.15%

Average

7.74%

Median

CROIC Benchmark Analysis

The chart above depicts the distribution of CROIC for companies in the Total Stock Market. The average CROIC of the companies is 2.85% with a standard deviation of 15.01%.
The following table provides additional summary stats:
CROIC in the Market:
filtered constituents3.46K
min-43.73%
max49.57%
average2.85%
median5.02%
std15.01%