logo
Select company
Select metric
13.43%Return on Equity
VS
Market
78
Sector
78
Industry
100
History
100
$ 18.17Close
$ 16.3 - $ 20.76 52-Week Range
Ticker Information

Ticker

VEL

Company Name

VELOCITY FINANCIAL INC

Sector

Financial Services

Industry

Mortgage Finance

Exchange

NYSE

VELOCITY FINANCIAL INC - Return on Equity Chart Analysis (TTM)

From
Zoom
1Y
3Y
5Y
10Y

VEL - ROE Historical data
DateShareholders EquityNet Income Common StockReturn on Equity
6/30/2025$ 597.89M$ 80.31M13.43%
3/31/2025$ 563.19M$ 69.19M12.29%
12/31/2024$ 516.94M$ 67.58M13.07%
9/30/2024$ 484.64M$ 64.37M13.28%
6/30/2024$ 471.32M$ 60.66M12.87%
3/31/2024$ 452.94M$ 58.07M12.82%
12/31/2023$ 433.44M$ 51.52M11.89%
9/30/2023$ 416.4M$ 42.72M10.26%
6/30/2023$ 401.71M$ 40.65M10.12%
3/31/2023$ 387.62M$ 39.13M10.1%
Previous (option currently disabled)
1 (current)
Next (option currently disabled)

Key Performance Insights, Last 5 Years

  • VELOCITY FINANCIAL INC's latest trailing twelve months (TTM) ROE stands at -16.96%.
  • Over the past 5 years, VELOCITY FINANCIAL INC's average ROE has been 6.49%.
  • The median ROE for VELOCITY FINANCIAL INC during this period was 9.71%
  • VELOCITY FINANCIAL INC reached its highest ROE over the past 5 years at 13.43%.
  • The lowest ROE recorded by VELOCITY FINANCIAL INC in the same timeframe -16.96%

VELOCITY FINANCIAL INC's ROE vs. competitors

We picked the following companies as peers based on multiple factors, including sector, industry, market capitalization and revenue

ROE Benchmarks
CompanyROE
BFST : BUSINESS FIRST BANCSHARES INC 8.44%MCB : METROPOLITAN BANK HOLDING CORP 9.52%CCBG : CAPITAL CITY BANK GROUP INC 11.04%CPF : CENTRAL PACIFIC FINANCIAL CORP 10.67%BITF : BITFARMS LTD -13.01%HAFC : HANMI FINANCIAL CORP 8.57%AMTB : AMERANT BANCORP INC 0.4%EQBK : EQUITY BANCSHARES INC 10.56%ORRF : ORRSTOWN FINANCIAL SERVICES INC 7.89%HBNC : HORIZON BANCORP INC 6.56%

Definition of Return on Equity

[Calculation] Return on Equity (ROE) measures net income [NetIncCmn] as percentage of [Equity]. A high ROE shows an effective use of investor capital, but it doesn't consider any risks related to financial leverage [Debt].
Net Inc. Cmn. / Equity
(=) ROE
ROE for VELOCITY FINANCIAL INC is calculated as follows: Net Inc. Cmn. [ $ -35.57M ] / Equity [ $ 209.76M ]
(=) ROE [ -16.96% ]

VEL - Return on Equity, Last 5 years

-16.96%

Minimum

Sep 30, 2020

13.43%

Maximum

Jun 30, 2025

6.49%

Average

9.71%

Median

ROE Benchmark Analysis

The chart above depicts the distribution of ROE for companies in the Total Stock Market. The average ROE of the companies is 1.63% with a standard deviation of 22.52%.
The following table provides additional summary stats:
ROE in the Market:
filtered constituents3.13K
min-66.24%
max73.25%
average1.63%
median6.53%
std22.52%