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15.72%Operating Margin
VS
Market
70
Sector
29
Industry
16
History
3
$ 28.11Close
$ 25.18 - $ 37.71 52-Week Range
Ticker Information

Ticker

COFS

Company Name

CHOICEONE FINANCIAL SERVICES INC

Sector

Financial Services

Industry

Banks - Regional

Exchange

NASDAQ

CHOICEONE FINANCIAL SERVICES INC - Operating Margin Chart Analysis (TTM)

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COFS - Operating % Historical data
DateOperating MarginOperating IncomeRevenues
6/30/202515.72%$ 17.15M$ 109.08M
3/31/20259.68%$ 8.65M$ 89.36M
12/31/202436.04%$ 33.09M$ 91.81M
9/30/202434.97%$ 30.74M$ 87.9M
6/30/202433.28%$ 27.67M$ 83.14M
3/31/202431.98%$ 25.75M$ 80.51M
12/31/202331.7%$ 25.57M$ 80.64M
9/30/202333.02%$ 26.87M$ 81.38M
6/30/202333.69%$ 27.54M$ 81.73M
3/31/202334.11%$ 27.84M$ 81.63M
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Key Performance Insights, Last 5 Years

  • CHOICEONE FINANCIAL SERVICES INC's latest trailing twelve months (TTM) Operating % stands at 26.81%.
  • Over the past 5 years, CHOICEONE FINANCIAL SERVICES INC's average Operating % has been 30.23%.
  • The median Operating % for CHOICEONE FINANCIAL SERVICES INC during this period was 32.42%
  • CHOICEONE FINANCIAL SERVICES INC reached its highest Operating % over the past 5 years at 36.04%.
  • The lowest Operating % recorded by CHOICEONE FINANCIAL SERVICES INC in the same timeframe 9.68%

CHOICEONE FINANCIAL SERVICES INC's Operating % vs. competitors

We picked the following companies as peers based on multiple factors, including sector, industry, market capitalization and revenue

Operating % Benchmarks
CompanyOperating %
BWB : BRIDGEWATER BANCSHARES INC 41.62%RRBI : RED RIVER BANCSHARES INC 41.51%FFWM : FIRST FOUNDATION INC -138.54%ACNB : ACNB CORP 25.95%UNTY : UNITY BANCORP INC 56.77%BSVN : BANK7 CORP 61.04%EGBN : EAGLE BANCORP INC -51.61%FMAO : FARMERS & MERCHANTS BANCORP INC 34.18%FISI : FINANCIAL INSTITUTIONS INC -57.09%WASH : WASHINGTON TRUST BANCORP INC -29.51%

Definition of Operating Margin

[Calculation] A company’s operating income [OpInc] as a percentage of [Revenue]. The operating margin measures how much profit a company produces for each dollar of revenue generated, after paying for variable costs such as wages and raw materials.
Op. Inc. / Revenues
(=) Operating %
Operating % for CHOICEONE FINANCIAL SERVICES INC is calculated as follows: Op. Inc. [ $ 17.62M ] / Revenues [ $ 65.74M ]
(=) Operating % [ 26.81% ]

COFS - Operating Margin, Last 5 years

9.68%

Minimum

Mar 31, 2025

36.04%

Maximum

Dec 31, 2024

30.23%

Average

32.42%

Median

Operating % Benchmark Analysis

The chart above depicts the distribution of Operating % for companies in the Total Stock Market. The average Operating % of the companies is 9.04% with a standard deviation of 23.7%.
The following table provides additional summary stats:
Operating % in the Market:
filtered constituents3.26K
min-71.54%
max83.41%
average9.04%
median8.75%
std23.7%